Credit union · NCUA insured
Trona Valley Federal Credit Union Savings Rates
Top CarrotTrona Valley Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Trona Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Evanston, WY-UT, where Trona Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Trona Valley Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Money Market
2nd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
3rd-highest rate
Zions Bank
0.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $50
Trona Valley Federal Credit Union savings score
89
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Trona Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.00%APY
Dividends compounded and credited monthly / post quarterly. $10 monthly fee waived with $2,000 average daily balance. Limited check writing privileges. Unlimited deposits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000$10 monthly fee waived with $2,000 average daily balance. | 0.25% | — | $10 monthly fee waived with $2,000 average daily balance. |
| $2,000 – $20,000$10 monthly fee waived with $2,000 average daily balance. | 2.00% | $200 | $10 monthly fee waived with $2,000 average daily balance. |
| $20,000 – $75,000$10 monthly fee waived with $2,000 average daily balance. | 2.10% | — | $10 monthly fee waived with $2,000 average daily balance. |
| $75,000 – $150,000$10 monthly fee waived with $2,000 average daily balance. | 2.50% | — | $10 monthly fee waived with $2,000 average daily balance. |
| $150,000 and up$10 monthly fee waived with $2,000 average daily balance. | 3.30% | — | $10 monthly fee waived with $2,000 average daily balance. |
Sources (3)
All captured Sep 16, 2026
High Yield Savings
Up to 1.00%APY
Linked to High Yield Checking or Cash Back Checking. Requires meeting monthly qualification cycle requirements (at least 10 debit card purchases post and settle, enrolled in eStatements, at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle) to receive top-tier APY; otherwise earns base rate on all balances.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies to balances up to $25,000 when monthly checking qualifications are met. | 1.00% | $100 | Applies to balances up to $25,000 when monthly checking qualifications are met. |
| Any balanceBase rate earned on all balances if monthly qualification cycle requirements in High Yield Checking or Cash Back Checking are not met. | 0.05% | $5 | Base rate earned on all balances if monthly qualification cycle requirements in High Yield Checking or Cash Back Checking are not met. |
| Over $25,000Applies to portion of balance over $25,000 when monthly checking qualifications are met (resulting in 1.00% to 0.05% APY depending on balance). | 0.05% | — | Applies to portion of balance over $25,000 when monthly checking qualifications are met (resulting in 1.00% to 0.05% APY depending on balance). |
Sources (3)
All captured Sep 16, 2026
Traditional Savings
0.10%APY
Required for membership. Dividends paid quarterly when minimum balance of $150 is maintained.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upDividends paid quarterly when minimum balance of $150 is maintained.$150 and up | 0.10% | $10 | Dividends paid quarterly when minimum balance of $150 is maintained. |
Special-purpose accounts
Christmas Club
1.00%APY
No withdrawals permitted unless account is closed. Entire balance is transferred to Share Savings account on October 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends post October 31. No monthly fees or minimum balance.Any balance | 1.00% | $100 | Dividends post October 31. No monthly fees or minimum balance. |
Youth Savings
0.50%APY
For kids and teens (programs include CU Grow ages 0-4, CU Learn ages 5-12, CU Prosper ages 13-17). Social Security card of the account holder is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$1.00 minimum to open and no service fees. Earns dividends on entire balance.Any balance | 0.50% | $50 | $1.00 minimum to open and no service fees. Earns dividends on entire balance. |
Sources (3)
- tronavalley.com/Accounts/Youth-Accounts
- tronavalley.com/Rates
- tronavalley.com/Accounts/Savings-Accounts
All captured Sep 16, 2026
Coverdell Education Savings Account (CESA) Shares
0.30%APY
Formerly called Educational IRAs. Contributions allowed until beneficiary reaches age 18; funds must be distributed by age 30. Maximum contribution $2,000 per year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to ESA share accounts.Any balance | 0.30% | $30 | Applies to ESA share accounts. |
Sources (2)
All captured Sep 16, 2026
Health Savings Account (HSA)
0.30%APY
Must be eligible under a qualifying health insurance plan to open and make contributions. Dividends compounded and paid quarterly. Withdrawals are tax-free when used for qualified medical expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit to open.Any balance | 0.30% | $30 | No minimum deposit to open. |
Sources (2)
All captured Sep 16, 2026
Individual Retirement Account (IRA) Shares
0.30%APY
Available as Traditional IRA, Roth IRA, or SEP IRA share accounts. Subject to IRS contribution and distribution rules.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to IRA share accounts.Any balance | 0.30% | $30 | Applies to IRA share accounts. |
Sources (3)
- tronavalley.com/Accounts/Inves…unts/Simplified-Employee
- tronavalley.com/Accounts/Investment-Accounts/IRA-s
- tronavalley.com/Rates
All captured Sep 16, 2026
Who can join Trona Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.