Bank · FDIC insured
Pinnacle Bank Savings Rates
Pinnacle Bank’s best savings rate is 0.75% APY on $10,000, with its PinnMarket Personal Account. Rates checked October 22, 2026.
How Pinnacle Bank’s savings rates compare
Compared with banks and credit unions near Cheyenne, WY, where Pinnacle Bank has the most branches. $10,000, best rate first.
This bank’s best
Pinnacle Bank
0.75%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $75
PinnMarket Personal Account
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Pinnacle Bank savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pinnacle Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PinnMarket Personal Account
0.75%APY
Rates apply to accounts opened online only; branch rates may vary. $10 monthly maintenance fee is waived if minimum daily balance remains at or above $1,000. Up to 6 pre-authorized transfers/withdrawals permitted per month/statement cycle; $3 service charge per withdrawal in excess of 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Online only. Monthly fee waived with $1,000 minimum daily balance. | 0.35% | — | Online only. Monthly fee waived with $1,000 minimum daily balance. |
| $10,000 – $50,000Online only. Monthly fee waived with $1,000 minimum daily balance. | 0.75% | $75 | Online only. Monthly fee waived with $1,000 minimum daily balance. |
| $50,000 – $250,000Online only. Monthly fee waived with $1,000 minimum daily balance. | 1.00% | — | Online only. Monthly fee waived with $1,000 minimum daily balance. |
| $250,000 – $1,000,000Online only. Monthly fee waived with $1,000 minimum daily balance. | 1.36% | — | Online only. Monthly fee waived with $1,000 minimum daily balance. |
| $1,000,000 and upOnline only. Monthly fee waived with $1,000 minimum daily balance. | 2.27% | — | Online only. Monthly fee waived with $1,000 minimum daily balance. |
Sources (1)
- wypinnbank.com/personal-banking/savings/pinnmarket · captured Sep 16, 2026
PinnMarket Personal Account
0.75%APY
Minimum $1,000 daily balance to avoid $10 monthly service charge. Up to six withdrawals per month fee-free.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Rate for $1,000-$9,999.99 balance. | 0.35% | — | Rate for $1,000-$9,999.99 balance. |
| $10,000 – $50,000Rate for $10,000-$49,999.99 balance. | 0.75% | $75 | Rate for $10,000-$49,999.99 balance. |
| $50,000 – $250,000Rate for $50,000-$249,999.99 balance. | 1.00% | — | Rate for $50,000-$249,999.99 balance. |
| $250,000 – $1,000,000Rate for $250,000-$999,999.99 balance. | 1.36% | — | Rate for $250,000-$999,999.99 balance. |
| $1,000,000 and upRate for $1,000,000 and over balance. | 2.27% | — | Rate for $1,000,000 and over balance. |
Sources (1)
- wypinnbank.com/personal-banking/savings/pinnmarket · captured Sep 16, 2026
PinnSave Personal Account
0.55%APY
Rate is available only for accounts opened online and may vary. Accrues daily and pays quarterly. $1.00 monthly service charge if balance falls below $100 any day of the calendar month. Includes up to 6 withdrawals per month/statement cycle at no charge, with a $1.00 charge per withdrawal in excess of 6. Pre-authorized transfers limited to 6 per month or statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter.Any balance | 0.55% | $55 | Rate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter. |
Sources (2)
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.