Credit union · NCUA insured
ACPE Federal Credit Union Savings Rates
Top CarrotACPE Federal Credit Union’s best savings rate is 3.00% APY on $10,000, with its Lucky #7 Share Savings Account. Rates checked October 22, 2026.
How ACPE Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Laramie, WY, where ACPE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ACPE Federal Credit Union
3.00%APY
- Requires
- None
- Minimum
- $7,777
- Earns on $10,000 a year
- $300
Lucky #7 Share Savings Account
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
3rd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
ACPE Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ACPE Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elite Loyalty Money Market
3.40%APY
Must have four services with ACPE Federal Credit Union (e.g., savings, money market, IRA, and Holiday Club, etc.) to qualify.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires having four services with the credit union (e.g., savings, money market, IRA, Holiday Club, etc.).Any balance | 3.40% | $340 | Requires having four services with the credit union (e.g., savings, money market, IRA, Holiday Club, etc.). |
Sources (1)
- acpefcu.com/rates/savings-rates · captured Sep 16, 2026
Lucky #7 Share Savings Account
3.00%APY
New money only. Maximum deposit of $150,000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $7,777 – $150,000New money only. Deposit a minimum of $7,777.00 up to maximum deposit of $150,000.00.$7,777 – $150,000 | 3.00% | $300 | New money only. Deposit a minimum of $7,777.00 up to maximum deposit of $150,000.00. |
Sources (1)
- acpefcu.com/rates/savings-rates · captured Oct 3, 2026
ACPE One
0.75%APY
Limited withdrawals per month and requires a $250.00 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 – $1,000Limited withdrawals per month. | 0.10% | — | Limited withdrawals per month. |
| $1,000 – $5,000Limited withdrawals per month. | 0.50% | — | Limited withdrawals per month. |
| $5,000 – $20,000Limited withdrawals per month. | 0.75% | $75 | Limited withdrawals per month. |
| $20,000 – $50,000Limited withdrawals per month. | 1.00% | — | Limited withdrawals per month. |
| $50,000 – $100,000Limited withdrawals per month. | 1.00% | — | Limited withdrawals per month. |
| $100,000 – $250,000Limited withdrawals per month. | 1.25% | — | Limited withdrawals per month. |
| $250,000 and upLimited withdrawals per month. | 1.50% | — | Limited withdrawals per month. |
Sources (2)
All captured Sep 16, 2026
Share (Savings) Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20 | 0.00% | — |
| $20 and up | 0.25% | $25 |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Youth Savings Accounts
2.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Maximum balance/deposit of $3,000.00.Up to $3,000 | 2.50% | — | Maximum balance/deposit of $3,000.00. |
Sources (1)
- acpefcu.com/rates/savings-rates · captured Oct 3, 2026
Back to School Club Savings Accounts
1.00%APY
Pays dividends monthly with the account balance transferred into the savings account in August.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $8,000Maximum balance/deposit of $8,000.00.Up to $8,000 | 1.00% | — | Maximum balance/deposit of $8,000.00. |
Sources (2)
All captured Oct 3, 2026
Holiday Club Savings Accounts
1.00%APY
Pays dividends monthly with the account balance transferred into the savings account in November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $8,000Maximum balance/deposit of $8,000.00.Up to $8,000 | 1.00% | — | Maximum balance/deposit of $8,000.00. |
Sources (2)
All captured Oct 3, 2026
IRA Savings Accounts
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 3, 2026
Vacation Club Savings Accounts
1.00%APY
Pays dividends monthly with the account balance transferred into the savings account in June.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Maximum balance/deposit of $10,000.00.Up to $10,000 | 1.00% | $100 | Maximum balance/deposit of $10,000.00. |
Sources (2)
All captured Oct 3, 2026
Who can join ACPE Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.