Compare Bank & Credit Union Rates
Best savings rates in Sheridan, WY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sheridan, WY
- 2.53%APY$253 a year on $10,000
2.50% interest rate · Effective Feb 1, 2026
Rate checked
More details - Sunlight Federal Credit UnionHigh Yield SavingsSavings · $50 min · 0.15%–2.02% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: Available exclusively to Star Members. Eligibility subject to qualifying service(s) enrollment. Minimum balance of $1,000.00 required to avoid a $2.00 monthly service charge.
Offer: $2.00 monthly service charge applied to balances less than $1,000.00.
Qualified rate · 0.15% interest rate · $2 monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.15% Over $1,000Your amount 2.02% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Sunlight Federal Credit UnionTiered money marketTiered money market · $2,500 min · 1.31%–1.81% by balance
Credit union · 1 branch
1.31%APY$131 a year on $10,000Requirements
Product: Account limitations and fees may apply to Money Market accounts based upon the number of monthly withdrawals.
1.30% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Tiered money market Balance APY Over $2,500Your amount 1.31% Over $50,000 1.56% Over $100,000 1.81% Rate checked
More details - First Northern Bank of WyomingPersonal Money MarketPersonal Money Market · $2,500 min
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees.
Offer: APY is based upon monthly compounding of interest. A service fee is charged if balance falls below minimum balance.
1.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Account restricted to limited monthly withdrawals.
Offer: Minimum to earn interest: $2,000. Account restricted to limited monthly withdrawals.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and up 0.50% $10,000 and upYour amountMinimum to earn interest: $10,000. 0.85% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: A minimum of $1,000.00 is required to open a Money Market account. Dividends are calculated by the average daily balance method using the quarterly statement cycle.
Offer: Dividends calculated by average daily balance method across the quarterly statement cycle.
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $20,000Your amount 0.80% $20,000 – $75,000 1.10% Over $75,000 1.35% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Monthly withdrawal limitations apply.
Offer: Minimum balance of $50 stated on account details; $20 minimum balance to earn interest. Restricted to limited monthly withdrawals.
0.60% interest rate
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Designed for growing savings. Free Online and Mobile Banking, Free ATM and Debit Card. Seniors and students may be exempt from the monthly service fees. A service fee will be charged if balance falls below minimum balance.
Offer: APY based on quarterly compounding of interest. A service fee will be charged if balance falls below minimum balance (seniors and students may be exempt).
0.55% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Seniors and students may be exempt from the monthly service fees. A service fee will be charged if balance falls below minimum balance.
Offer: APY based on quarterly compounding of interest. A service fee will be charged if balance falls below minimum balance (seniors and students may be exempt).
0.55% interest rate · Effective Jun 2, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly fee of $2.00 applies if balance drops below $200.00 minimum balance; monthly fee waived for customers under 18 years of age.
Offer: Monthly fee waived for customers under 18 years of age; $2.00 monthly maintenance fee applies if balance drops below $200.00 minimum balance.
$2 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sheridan, WY
33 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.86%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Sheridan, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunlight Federal Credit UnionCredit union · 1 branch