Bank · FDIC insured
Pinnacle Bank
A $1.3B bank headquartered in Cody, WY, with 14 branches in 2 states. Best rates: savings 0.75% APY.
Pinnacle Bank Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#5 of 16 in Cheyenne, WY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pinnacle Bank
Pinnacle Bank Wyoming is a Dinsdale family-owned and managed bank serving customers at 13 locations across Wyoming.
The bank is part of Pinnacle Bancorp, which operates 162 locations across eight states.
- Headquarters
- 1702 Sheridan Ave, Cody, WY 82414
- FDIC certificate
- 2232 ↗
Branches
14 branches in 2 states
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Wyoming
13 branches
Cody area · 2
- WyomingMain office1702 Sheridan Ave, Cody, WY 82414Directions
- Powell Branch175 N Evarts St, Powell, WY 82435Directions
Cheyenne area · 2
- Cheyenne - Dell Range Branch3518 Dell Range Blvd, Cheyenne, WY 82009Directions
- Cheyenne Branch1700 Goodnight Trl, Cheyenne, WY 82007Directions
Torrington area · 2
- Torrington Branch2000 Main St, Torrington, WY 82240Directions
- Torrington Drive-Up Branch1941 West A Street, Torrington, WY 82240Directions
Worland area · 2
- Worland Branch644 Big Horn Ave, Worland, WY 82401Directions
- Worland Drive-Up Branch644 Big Horn Ave, Worland, WY 82401Directions
Gillette area · 1
- Gillette Wy Branch815 Madison St, Gillette, WY 82718Directions
Laramie area · 1
- Laramie Branch866 N 4th St, Suite 4, Laramie, WY 82072Directions
Moorcroft area · 1
- Moorcroft Branch602 E Converse St, Moorcroft, WY 82721Directions
Newcastle area · 1
- Newcastle Branch1401 Washington Blvd, Newcastle, WY 82701Directions
Thermopolis area · 1
- Thermopolis Branch125 S 5th St, Thermopolis, WY 82443Directions
Nebraska
1 branch
- Mitchell Branch1151 Broadway St, Mitchell, NE 69357Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.69% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.26% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.67% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio10.69%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pinnacle Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.