Compare Bank & Credit Union Rates
Best savings rates in Powell, WY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Park County, WY · Showing Park County, WY: too few institutions in Powell, WY
- 2.53%APY$253 a year on $10,000
2.50% interest rate · Effective Feb 1, 2026
Rate checked
More details - Sunlight Federal Credit UnionHigh Yield SavingsSavings · $50 min · 0.15%–2.02% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: Available exclusively to Star Members. Eligibility subject to qualifying service(s) enrollment. Minimum balance of $1,000.00 required to avoid a $2.00 monthly service charge.
Offer: $2.00 monthly service charge applied to balances less than $1,000.00.
Qualified rate · 0.15% interest rate · $2 monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.15% Over $1,000Your amount 2.02% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.76%APY$176 a year on $10,000with conditions
Requirements
Product: Links to free Rewards Checking to auto-transfer rewards. Limit of one Rewards account per member. Requires $25 minimum deposit in membership savings.
Offer: Base rate earned if monthly qualifications are not met in Rewards Checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2024
Rate by balance
Rate by balance for Rewards Savings Balance APY Any balance 0.05% Up to $20,000Your amountRequires qualifying for Rewards Checking rewards each monthly qualification cycle: at least 15 debit card purchases post and settle, at least 1 automatic payment (ACH) or direct deposit post and settle, and enrollment in eStatements. 1.76% $20,000 and up 0.25% Rate checked
More details - Sunlight Federal Credit UnionTiered money marketTiered money market · $2,500 min · 1.31%–1.81% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Account limitations and fees may apply to Money Market accounts based upon the number of monthly withdrawals.
1.30% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Tiered money market Balance APY Over $2,500Your amount 1.31% Over $50,000 1.56% Over $100,000 1.81% Rate checked
More details - Big Horn Federal SavingsRAM Money MarketRAM Money Market · $10,000 min · 1.26%–1.71% by balance
Bank · 2 branches
1.26%APY$126 a year on $10,0001.25% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for RAM Money Market Balance APY Up to $25,000Your amount 1.26% $25,001 – $40,000 1.41% $40,001 – $100,000 1.51% $100,000 and up 1.71% Rate checked
More details - 0.96%APY$96 a year on $10,000
Requirements
Product: Allowed 5 withdrawals per month without a fee; $3.00 fee per subsequent withdrawal. Compounded daily, credited quarterly. Can be linked for overdraft protection.
Offer: No minimum balance to earn interest.
0.95% interest rate · Compounded daily · Effective Feb 3, 2025
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - UniWyo Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Minimum balance to avoid a $5 per month service fee is $1,000. Dividends are compounded and credited monthly. Account transfer limitations apply (no more than 6 pre-authorized/automatic/telephone transfers per month, of which no more than 3 by check/draft/debit card).
Offer: Service fee of $5 per month waived if minimum balance of $1,000 is maintained.
0.50% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires e-statements. Free VISA debit card and online & mobile banking.
Offer: Interest earned on balances over $2,000.
0.75% interest rate · Effective Feb 3, 2025
Rate checked
More details - Pinnacle BankPinnMarket Personal AccountPinnMarket Personal Account · $1,000 min · 0.35%–2.27% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. $10 monthly maintenance fee is waived if minimum daily balance remains at or above $1,000. Up to 6 pre-authorized transfers/withdrawals permitted per month/statement cycle; $3 service charge per withdrawal in excess of 6.
Offer: Online only. Monthly fee waived with $1,000 minimum daily balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountSavings · $1,000 min · 0.35%–2.27% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $1,000 daily balance to avoid $10 monthly service charge. Up to six withdrawals per month fee-free.
Offer: Rate for $1,000-$9,999.99 balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Rate is available only for accounts opened online and may vary. Accrues daily and pays quarterly. $1.00 monthly service charge if balance falls below $100 any day of the calendar month. Includes up to 6 withdrawals per month/statement cycle at no charge, with a $1.00 charge per withdrawal in excess of 6. Pre-authorized transfers limited to 6 per month or statement cycle.
Offer: Rate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter.
$1 monthly fee
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes UniWyo membership. Dormancy fee of $30/month charged if no activity for one year after notice.
Offer: The rate may change after the account is opened.
0.35% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Park County, WY
27 accounts at 8 banks and credit unions · checked Oct 16–22
- Typical
- 0.55%
- Top 10% from
- 2.00%
- Banks, typical
- 0.43%
- Credit unions, typical
- 0.75%
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Cody, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunlight Federal Credit UnionCredit union · 2 branches