Sentry Credit Union Savings & Money Market Rates

How Sentry Credit Union’s savings rates compare

Compared with banks and credit unions near Stevens Point, WI, where Sentry Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Sentry Credit Union
1.00%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$100
Security Money Market
Top rate
CoVantage Credit Union
3.25%APY
Requires
Monthly account activity
Minimum
$10
Earns on $10,000 a year
$325
CoVantage Credit Union rates
2nd-highest rate
Associated Bank
3.20%APY
Requires
Another account
Minimum
$1,000
Earns on $10,000 a year
$320
Associated Bank rates

Compare savings rates near you →

86

Savings score

Higher than 72% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.00%
$10,000 balance$10,0001.00%
$100,000 balance$100,0002.17%
QualifiedQualified1.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Sentry Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Security Money Market

1.00%APY

No minimum average daily balance to earn interest. Unlimited deposits and withdrawals. Dividends paid weekly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Dividends paid weekly	1.00%	$100	Dividends paid weekly
$25,000 – $100,000Dividends paid weekly	1.26%	—	Dividends paid weekly
$100,000 – $200,000Dividends paid weekly	2.17%	—	Dividends paid weekly
$200,000 and upDividends paid weekly	3.82%	—	Dividends paid weekly

Sources (3)

All captured Oct 5, 2026

Piggy Bank Account

0.45%APY

Allows members to open multiple accounts tailored to specific savings goals and budgeting. Dividends calculated daily and posted quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends paid quarterly.Any balance	0.45%	$45	Dividends paid quarterly.

Sources (3)

All captured Oct 5, 2026

Share Savings

0.45%APY$5 to open

Primary membership share account conferring credit union ownership. Dividends are calculated daily, compounded and paid quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividends paid quarterly.$5 and up	0.45%	$45	Dividends paid quarterly.

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

IRA/ESA Plateau Account

2.02%APYIRA

Tax-advantaged savings options encompassing Traditional IRA, Roth IRA, and Coverdell Education Savings Account (ESA).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,000Tier 1: $1 – $1,999.99. Dividends paid quarterly.	0.75%	—	Tier 1: $1 – $1,999.99. Dividends paid quarterly.
$2,000 – $5,000Tier 2: $2,000 – $4,999.99. Dividends paid quarterly.	1.26%	—	Tier 2: $2,000 – $4,999.99. Dividends paid quarterly.
$5,000 – $10,000Tier 3: $5,000 – $9,999.99. Dividends paid quarterly.	1.51%	—	Tier 3: $5,000 – $9,999.99. Dividends paid quarterly.
$10,000 and upTier 4: $10,000 and Up. Dividends paid quarterly.	2.02%	$202	Tier 4: $10,000 and Up. Dividends paid quarterly.

Sources (2)

All captured Oct 5, 2026

Christmas Club

1.76%APYClub

Runs from October through September. Funds are automatically transferred into a chosen checking or savings account on October 1.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends paid quarterly.Any balance	1.76%	$176	Dividends paid quarterly.

Sources (3)

All captured Oct 5, 2026

Saver's Sweepstakes

0.45%APYAge limits

Prize-linked savings account. Only eligible members who are residents of Wisconsin, Minnesota, or Illinois qualify. Minors do not qualify. Every $25 increase in month-over-month balance earns one entry into prize drawings, capped at 6 entries monthly, 18 quarterly, and 72 annually.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends paid quarterly.Any balance	0.45%	$45	Dividends paid quarterly.

Sources (3)

All captured Oct 5, 2026

Youth Account

0.45%APYKids and teens

Designed for children from birth to age 13 to build saving habits.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividends paid quarterly.$5 and up	0.45%	$45	Dividends paid quarterly.

Sources (3)

All captured Oct 5, 2026

Who can join Sentry Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Associates of Sentry Insurance are eligible for membership.
Employees of a domestic subsidiary in which Sentry Insurance Company has a controlling ownership interest are eligible for membership.

Family and household

Immediate family members (including spouse, parents, siblings, children, grandparents, grandchildren, and all steps and spouses) of any eligible person are eligible for membership.

Cost to join

A $5.00 deposit in a Share Savings Account is required as a membership share in SCU.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

How Sentry Credit Union’s savings rates compare

Sentry Credit Union savings score

Current savings rates

Security Money Market

Piggy Bank Account

Share Savings

Special-purpose accounts

IRA/ESA Plateau Account

Christmas Club

Saver's Sweepstakes

Youth Account

Who can join Sentry Credit Union

Employers and groups

Family and household

Cost to join