Credit union · NCUA insured
Central Wisconsin Credit Union Savings Rates
Central Wisconsin Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Central Wisconsin Credit Union’s savings rates compare
Compared with banks and credit unions near Stevens Point, WI, where Central Wisconsin Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Central Wisconsin Credit Union
0.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $70
Money Market
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Central Wisconsin Credit Union savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Wisconsin Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.70%APY
Dividends on share accounts are calculated by applying the daily periodic rate to the average daily balance for the compounding period, and are compounded and paid monthly. Account can be drawn down to a zero balance, but must maintain at least $2,500 on deposit to earn dividends. Withdrawals must be a minimum of $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.60% | — |
| $10,000 – $39,999 | 0.70% | $70 |
| $40,000 and up | 0.80% | — |
Regular Shares
0.05%APY
Primary share account required for credit union membership; maintains one voting share. Must maintain a $5.00 minimum balance to earn dividends and keep account open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends calculated by applying the daily periodic rate to the average daily balance and compounded/credited monthly. Requires maintaining a $5.00 minimum balance to earn dividends.$5 and up | 0.05% | $5 | Dividends calculated by applying the daily periodic rate to the average daily balance and compounded/credited monthly. Requires maintaining a $5.00 minimum balance to earn dividends. |
Special Shares
0.05%APY
Designated S-20; sub-account separate from regular shares. Up to 25 special share accounts allowed. Does not require maintaining a $5.00 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid monthly based on average daily balance.Any balance | 0.05% | $5 | Dividends compounded and paid monthly based on average daily balance. |
Tax Account
0.05%APY
Designated S-40; sub-savings account to save for taxes and/or insurance. Not an escrow account; credit union does not automatically pay tax bills.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid monthly based on average daily balance. Earns the same dividends as regular shares.Any balance | 0.05% | $5 | Dividends compounded and paid monthly based on average daily balance. Earns the same dividends as regular shares. |
Special-purpose accounts
Christmas Club
0.05%APY
Funds are distributed via transfer to savings or checking on or about November 1 each year. Funds can be withdrawn early without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays the same dividend rate as Regular Shares. Dividends compounded and paid monthly based on average daily balance.Any balance | 0.05% | $5 | Pays the same dividend rate as Regular Shares. Dividends compounded and paid monthly based on average daily balance. |
Kidz Club
0.05%APY
Open to young people up to 12 years old (under 12). $5.00 birthday deposit provided each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays the same dividend rate as Regular Shares. Dividends compounded and paid monthly based on average daily balance.Any balance | 0.05% | $5 | Pays the same dividend rate as Regular Shares. Dividends compounded and paid monthly based on average daily balance. |
Who can join Central Wisconsin Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Portage, Wood, Waupaca, and Marathon counties.
Membership information collected October 5, 2026.