Compare Bank & Credit Union Rates
Best savings rates in Madison, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Madison, WI
- Lake Ridge BankForward Money Market PlusForward Money Market Plus · $0 min · 0.40%–1.46% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,0000.40% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Forward Money Market Plus Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.80% $50,000 – $100,000 0.92% $100,000 – $250,000 0.94% $250,000 and up 1.46% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - Johnson BankSignature Money MarketSignature Money Market · $1,000 min · 0.01%–3.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum age to open is 18. Monthly cycle maintenance fee of $25 waived if $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance (deposits) is met.
Offer: Variable rate. Simple interest compounding, paid monthly. Monthly fee waived with $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and upDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months. 3.50% $100,000 – $250,000 0.85% $250,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is compounded and paid monthly based on the daily ledger balance. Rates are subject to change at any time.
Offer: Interest is paid on daily ledger balance. Unlimited withdrawals included.
0.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Avoid monthly maintenance fee of $10.00 by maintaining a daily ledger balance of $1,000 or more throughout the month. Up to 6 withdrawals per statement cycle ($5 per withdrawal above 6). Variable rate account.
Offer: Below $1,000 balance tier. Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 applies if daily ledger balance is below $1,000.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Jan 2, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $25,000Your amountMonthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. 0.20% $25,000 – $100,000Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. 0.40% $100,000 and upMonthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. 0.60% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee. Includes unlimited in-person withdrawals and up to 6 non-in-person/online withdrawals per month ($0.50 per additional withdrawal).
Offer: Compounded quarterly. Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee.
Compounded quarterly · $1 monthly fee · Effective Sep 15, 2026
Rate checked
More details - Summit Credit UnionMoney Market Plus AccountMoney Market Plus Account · $0 min · 0.12%–0.23% by balance
Credit union · 13 branches
0.17%APY$17 a year on $10,000Requirements
Product: No minimum balance requirement or withdrawal fees. No minimum balance to open.
0.12% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Any balance 0.12% $2,500 and up 0.14% $10,000 and upYour amount 0.17% $25,000 and up 0.18% $50,000 and up 0.20% $100,000 and up 0.23% Rate checked
More details - Dupaco Community Credit UnionShare SavingsSavings · $25 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of last dividend declaration date. Rate is variable and may change after account opening. Par value of one share in the credit union is $25.00.
0.00% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Dupaco Community Credit UnionYou Name It SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of the last dividend declaration date. Rates are variable and subject to change after account opening.
0.00% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for You Name It Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
Offer: Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Heartland Credit UnionPlatinum Money ManagerPlatinum Money Manager · 0.15%–2.25% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: No maintenance fee. Dividends compound and pay monthly.
0.15% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Platinum Money Manager Balance APY Up to $24,999Your amount 0.15% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $199,999 1.75% $200,000 – $499,999 2.00% $500,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Madison, WI
68 accounts at 25 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
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Madison, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UW Credit UnionCredit union · 17 branches
- Marine Credit UnionCredit union · 2 branches
- Blackhawk Community Credit UnionCredit union · 1 branch