Bank · FDIC insured
Johnson Bank Savings Rates
Johnson Bank’s best savings rate is 0.15% APY on $10,000, with its Essential Savings. Rates checked October 16, 2026.
How Johnson Bank’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Johnson Bank has the most branches. $10,000, best rate first.
This bank’s best
Johnson Bank
0.30%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
Signature Money Market
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Johnson Bank savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Johnson Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Private Banking Money Market
3.50%APY · 1 term
Consumer account eligible for Deposit Rate Special with minimum $100,000 opening deposit funded entirely with new money.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $100,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months | 3.50% | — |
Sources (2)
All captured Oct 5, 2026
Relationship Money Market
0.03%APY · 2 terms
Must maintain two additional products with Johnson Financial Group: 1) a consumer checking (or qualifying small business checking) account, and 2) another consumer product (consumer loan, consumer mortgage loan, credit card, LPL Financial brokerage account, or Wealth account). If eligibility requirements are not maintained, the account automatically converts to Signature Money Market. Minimum age to open is 18. Monthly cycle maintenance fee of $50 waived if $25,000 average monthly cycle ledger balance or $50,000 combined related aggregate ledger balance is met.
| Term | APY · Up to $25,000 | APY · $25,000 – $100,000 | APY · $25,000 and up | APY · $100,000 – $250,000 | APY · $250,000 – $500,000 | APY · $500,000 – $1,000,000 | APY · $1,000,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| UnknownVariable rate. Simple interest compounding, paid monthly. Requires maintaining qualifying relationship accounts. Monthly fee waived with $25,000 average monthly cycle ledger balance or $50,000 combined related aggregate ledger balance | 0.03% | 0.50% | — | 1.06% | 1.36% | 1.51% | 1.56% | 0.03%0.50% $25k–$100k1.06% $100k–$250k1.36% $250k–$500k1.51% $500k–$1,000k1.56% from $1,000k | $0 |
| 9 monthsDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months | — | — | 3.50% | — | — | — | — | —3.50% from $25k | — |
Sources (2)
All captured Oct 5, 2026
Signature Money Market
0.30%APY · 2 terms
Minimum age to open is 18. Monthly cycle maintenance fee of $25 waived if $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance (deposits) is met.
| Term | APY · Up to $1,000 | APY · $1,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $100,000 | APY · $25,000 and up | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| UnknownVariable rate. Simple interest compounding, paid monthly. Monthly fee waived with $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance | 0.01% | 0.20% | 0.30% | 0.50% | — | 0.85% | 0.95% | 0.30%0.01% to $10000.20% $1k–$10k0.50% $25k–$100k0.85% $100k–$250k0.95% from $250k | $0 |
| 9 monthsDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months | — | — | — | — | 3.50% | — | — | —3.50% from $25k | — |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account
0.25%APY
Must be covered under a qualified high deductible health plan (HDHP), not covered under another non-HDHP health plan, not enrolled in Medicare, not eligible to be claimed as a dependent, and have HDHP coverage on the first day of the month opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest paid monthly; simple compounding method. | 0.01% | — | Interest paid monthly; simple compounding method. |
| $1,000 – $2,500Interest paid monthly; simple compounding method. | 0.15% | — | Interest paid monthly; simple compounding method. |
| $2,500 – $10,000Interest paid monthly; simple compounding method. | 0.20% | — | Interest paid monthly; simple compounding method. |
| $10,000 – $25,000Interest paid monthly; simple compounding method. | 0.25% | $25 | Interest paid monthly; simple compounding method. |
| $25,000 and upInterest paid monthly; simple compounding method. | 0.45% | — | Interest paid monthly; simple compounding method. |
Sources (2)
All captured Oct 5, 2026
Essential IRA Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid monthly; simple compounding method.Any balance | 0.15% | $15 | Interest paid monthly; simple compounding method. |
Sources (1)
- johnsonfinancialgroup.com/bank-deposit-rates · captured Oct 5, 2026
Essential Savings
0.15%APY
Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.Any balance | 0.15% | $15 | Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.