Compare Bank & Credit Union Rates
Best savings rates in Charleston, WV
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Charleston, WV
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Variable rate as high as 1.25% APY.
Offer: Variable Rate as high as 1.25% APY.
Rate checked
More details - 1.25%APY$125 a year on $10,000
Rate checked
More details - Element FCUHigher Rate Savings AccountSavings · $100 min · 0.25%–2.49% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fees. Minimum opening balance requirement = $100; ongoing minimum monthly balance requirement = $100.
Offer: Ongoing minimum monthly balance requirement = $100.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Rate Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.50% $5,000 – $50,000Your amount 1.00% $50,000 – $250,000 1.75% Over $250,000 2.49% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Apr 1, 2026
Rate checked
More details - WV State Credit UnionRegular Share SavingsSavings · $0 min · 0.00%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.00% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $99 0.00% $100 – $9,999 0.20% $10,000 – $19,999Your amount 0.40% $20,000 – $34,999 0.60% $35,000 – $49,999 0.70% $50,000 and up 0.80% Rate checked
More details - Members Choice WV FCUSavings (Share) / Regular Share SavingsSavings · $5 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: An initial deposit of $25.00 in a Share (Savings) Account buys a share and makes member eligible for all other credit union products and services. Dividends calculated and paid quarterly on a split rate basis. Silver Savers feature available for members over 55 (receive one free box of checks per year). Ages 18+.
0.30% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Savings (Share) / Regular Share Savings Balance APY Up to $10,000 0.30% $10,000 – $20,000Your amount 0.40% $20,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account required for membership. Initial deposit of $27 includes a $25 minimum balance and a one-time $2 opening fee.
Offer: $25 minimum balance and a one-time $2 opening fee ($27 initial deposit required to open).
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Mar 1, 2025
Rate checked
More details - Pioneer Appalachia FCUMoney Market AccountMoney Market Account · $0 min · 0.25%–1.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Membership with Pioneer Appalachia Federal Credit Union required. Minimum $500 daily balance required to earn dividends. No monthly fee. One free withdrawal per month; $5 fee for each additional withdrawal. Par value of $5 in Primary Share/Savings required to open account. Dividends compounded and credited monthly.
Offer: Minimum $500 to earn dividends. No monthly fee.
0.25% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $75,000 0.75% $75,000 – $100,000 1.00% $100,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum deposit or balance to open. No monthly service charges. Member selects custom payout date at account opening. $25 early withdrawal fee per withdrawal before selected payout date. Account remains open after transfer. Membership required.
Offer: Min. to earn dividends $0. Automatic payout on date selected by member.
No monthly fee · Effective May 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are subject to change. Please call for current rate information.
0.10% interest rate · Effective Jan 9, 2019
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate as high as 0.10% APY.
Offer: Variable rate as high as 0.10% APY.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Charleston, WV
31 accounts at 11 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches