Compare Bank & Credit Union Rates
Best savings rates in West Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in West Virginia
- Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance
Credit union · 3 branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.15% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Exclusively available to those with a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees. Limit of one account per social security number. Excludes commercial purposes. Automatic transfers of Kasasa Cash/Cash Back earnings. Transfers/withdrawals limited to 6 per month.
Offer: When qualifications of linked Kasasa Cash or Kasasa Cash Back checking account are met during Monthly Qualification Cycle (at least 12 debit card purchases, enroll and log in to online banking, enroll and receive digital statements, valid email on record).
Qualified rate · 3.93% interest rate · No monthly fee · Effective Feb 6, 2025
Rate by balance
Rate by balance for Free Kasasa Saver Account Balance APY Up to $75,000Your amount 4.00% $75,000 and upProduces an APY range from 4.00% to 1.78% (or 4.00% to 0.15%) depending on balance. 0.15% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 26 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 26 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: No monthly maintenance fee.
3.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash+ checking account. Earnings/rewards from Kasasa Cash+ automatically transfer into Kasasa Saver+. Free online, mobile, and telephone banking.
Offer: Applies to balances up to $75,000 when linked Kasasa Cash+ qualification requirements are met.
Qualified rate
Rate by balance
Rate by balance for Kasasa Saver+ Balance APY Up to $75,000Your amount 3.00% $75,000 and up 0.10%* Rate checked
More details - Mountain Heritage Federal Credit UnionMoney Market Accounts – Free ChecksMoney Market Accounts – Free Checks · $1,000 min · 2.02%–2.53% by balance
Credit union · 4 branches
2.53%APY$253 a year on $10,000Requirements
Product: Limited to 3 check withdrawals a month. If you write more than 3 checks, a fee of $20.00 per check will be charged. If it drops below $1,000.00, no dividends will be paid for that month.
Offer: If balance drops below $1,000.00, no dividends will be paid for that month.
2.00% interest rate
Rate by balance
Rate by balance for Money Market Accounts – Free Checks Balance APY $1,000 and up 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Desco Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.51%–2.89% by balance
Credit union · 1 branch
2.28%APY$228 a year on $10,000with conditionsRequirements
Product: Active checking account required to earn rates below. If the conditions of a Money Market Account are not met, interest will be earned at the disclosed rate for a Regular Savings.
Qualified rate · 1.50% interest rate · $7 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.51% $10,000 – $500,000Your amount 2.28% $500,000 – $1,000,000 2.58% $1,000,000 and up 2.89% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Offer: Last paid 09/30/2026
Rate checked
More details - Community Trust BankPreferred Index Money MarketPreferred Index Money Market · $2,500 min · 0.00%–3.48% by balance
Bank · 6 branches
1.69%APY$169 a year on $10,000Requirements
Product: Available in Kentucky, as well as market areas in Tennessee, West Virginia, and Ohio. Requires $2,500 minimum to open account and earn interest. $10 monthly maintenance fee waived with $2,500 daily ledger balance. Rates tied to the 13-Week Treasury Bill Coupon Equivalent Rate minus specified margin by tier.
Offer: Tier 1 balance tier. $10 monthly maintenance fee waived with $2,500 daily ledger balance. $2,500 minimum required to open account and earn interest.
0.00% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Preferred Index Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountTier 2 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 2.50% margin. 1.69% $25,000 – $50,000Tier 3 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.50% margin. 2.71% $50,000 – $100,000Tier 4 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.25% margin. 2.97% $100,000 – $250,000Tier 5 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.00% margin. 3.23% $250,000 and upTier 6 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 0.75% margin. 3.48% Rate checked
More details - 167th TFR Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.26%–2.02% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,0001.25% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 1.26% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - 1.51%APY$151 a year on $10,000
1.50% interest rate
Rate checked
More details - 1.51%APY$151 a year on $10,000
1.50% interest rate
Rate checked
More details - First Peoples Community Federal Credit UnionThrift Savings AccountSavings · $100 min · 0.10%–2.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Three (3) free withdrawals per calendar quarter; $25 fee for each additional withdrawal in same quarter. Balances below $100 earn 0.00%.
Offer: Balances below $100 earn 0.00%. Three free withdrawals per calendar quarter.
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Thrift Savings Account Balance APY $100 – $500 0.10% $500 – $5,000 0.75% $5,000 – $25,000Your amount 1.50% $25,000 – $75,000 1.75% $75,000 – $150,000 2.00% $150,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in West Virginia
170 accounts at 82 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches