Credit union · NCUA insured
Cha-Tel Federal Credit Union Savings Rates
Cha-Tel Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings/Share. Rates checked October 22, 2026.
How Cha-Tel Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Charleston, WV, where Cha-Tel Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cha-Tel Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Savings/Share
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
West Virginia National Guard FCU
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Cha-Tel Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cha-Tel Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings/Share
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRates are subject to change. Please call for current rate information.$25 and up | 0.10% | $10 | Rates are subject to change. Please call for current rate information. |
Special-purpose accounts
Christmas Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change. Please call for current rate information.Any balance | 0.10% | $10 | Rates are subject to change. Please call for current rate information. |
Vacation Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change. Please call for current rate information.Any balance | 0.10% | $10 | Rates are subject to change. Please call for current rate information. |
Who can join Cha-Tel Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Cha-Tel's employees are eligible for membership.
- Employees and retirees of Frontier, Verizon, AT&T and its subsidiaries, Life Bridge of Kanawha Valley and its subsidiaries, Pinkerton/Burns Security, AVI Food Systems, and Fibernet who work in Kanawha, Putnam, Clay, Boone, and Lincoln counties are eligible for membership.
Family and household
- Family members of eligible employees and retirees are eligible for membership.
Cost to join
- A minimum deposit of $25.00 into a primary share account is required to join.
Membership information collected October 4, 2026.