Credit union · NCUA insured
Union Trades Federal Credit Union
A $35.1M credit union headquartered in Parkersburg, WV, with 2,931 members and 2 branches in West Virginia. Best rates: CDs 2.79% and savings 0.25% APY.
Union Trades Federal Credit Union Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#4 of 15 in Charleston, WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Union Trades Federal Credit Union
Founded in 1972 as Plumbers & Steamfitters Federal Credit Union, Union Trades Federal Credit Union is a member-owned financial cooperative headquartered in Parkersburg, West Virginia.
The credit union adopted its current name in 2001 and operates additional branch locations in Charleston and Huntington, West Virginia.
- Headquarters
- 1925 Murdoch Ave, Parkersburg, WV 26101-2528
- NCUA charter
- 21100
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, worship, or attend school in Wood County, WV or Washington County, Ohio.
Employers and groups
- Membership is open to employees and voting members of listed participating union locals.
- Membership is open to persons retired as pensioners or annuitants from participating union locals.
Family and household
- Membership is open to members of the immediate family or household of qualifying persons.
Branches
2 branches in West Virginia
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West Virginia
2 branches
Parkersburg area · 1
- Main OfficeMain office1925 Murdoch Ave, Parkersburg, WV 26101Directions
Charleston area · 1
- Branch Office210 Tennessee Ave, Charleston, WV 25302Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $34 | $59 | — |
- CapitalNet worth ratio18.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$34Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Union Trades Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.