Compare Bank & Credit Union Rates
Best savings rates in Elkins, WV
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Randolph County, WV · Few institutions in Randolph County, WV: choose a wider area in the filters
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be paired with a linked Kasasa Cash or Kasasa Cash Back checking account. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for the highest Kasasa Saver rate. Monthly qualification cycle requires at least 12 debit card purchases, enrollment in and agreement to receive e-statements, and enrollment/login to online banking. Limit one account per social security number. Variable rate. No recurring monthly maintenance fees.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 10, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.40% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Fees may reduce earnings. The interest rate may change after this account is opened.
Offer: Interest rate may change after account is opened. Fees may reduce earnings.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Highlands BankInsured Money Market AccountInsured Money Market Account · $1,000 min · 0.15%–0.60% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Minimum balance required to obtain the stated APY. Minimum opening deposit required of $1,000.00.
Offer: Rates are variable and may change after the account is opened. Minimum balance required to obtain the stated APY.
0.15% interest rate
Rate by balance
Rate by balance for Insured Money Market Account Balance APY $1,000 – $2,500 0.15% $2,500 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 and up 0.60% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Three free withdrawals per month; $1.00 excessive withdrawal fee for each additional withdrawal. Account is limited to six transactions per month. $10.00 per month dormant account fee (no activity for 6 months) charged if balance is below $100.00. Interest rate and APY may change after opening.
Offer: Rate table lists $100.00 to open / no minimum to obtain APY; product description states minimum deposit of $50.00 to open.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates may change after account is opened. Interest compounded quarterly and credited quarterly. 6 free withdrawals per month; $5 fee per withdrawal in excess thereafter. No monthly maintenance fees. No minimum balance requirements.
0.25% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must be paired with a linked Kasasa Cash or Kasasa Cash Back checking account. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for the highest Kasasa Saver rate. Monthly qualification cycle requires at least 12 debit card purchases, enrollment in and agreement to receive e-statements, and enrollment/login to online banking. Limit one account per social security number. Variable rate. No recurring monthly maintenance fees.
Offer: When qualifications are not met in Kasasa Cash or Kasasa Cash Back. All balances earn base APY.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Apr 10, 2023
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Randolph County, WV
16 accounts at 4 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 0.25%
- Top 10% from
- 2.08%
- Banks, typical
- 0.25%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches