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Credit union · NCUA insured

Union Trades Federal Credit Union Savings Rates

Union Trades Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Share Accounts. Rates checked October 22, 2026.

How Union Trades Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Charleston, WV, where Union Trades Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Union Trades Federal Credit Union

    0.25%APY

    Requires
    None
    Minimum
    $25
    Earns on $10,000 a year
    $25

    Regular Share Accounts

  • Top rate

    Huntington Bank

    3.25%APY

    Requires
    Another account
    Minimum
    $100
    Earns on $10,000 a year
    $325

    Huntington Bank rates

  • 2nd-highest rate

    West Virginia National Guard FCU

    1.51%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $151

    West Virginia National Guard FCU rates

Compare savings rates near you →

Union Trades Federal Credit Union savings score

71

Savings score

Higher than 29% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.25%
  • $100,000 balance$100,0000.25%
  • QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Union Trades Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Union Trades Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to people who live, work, worship, or attend school in Wood County, WV or Washington County, Ohio.

Employers and groups

  • Membership is open to employees and voting members of listed participating union locals.
  • Membership is open to persons retired as pensioners or annuitants from participating union locals.

Family and household

  • Membership is open to members of the immediate family or household of qualifying persons.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Union Trades Federal Credit Union overview