Credit union · NCUA insured
WV State Credit Union
A $94.9M credit union headquartered in Charleston, WV, with 8,433 members and 1 branch in West Virginia. Best rates: savings 0.50% APY.
WV State Credit Union Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#13 of 15 in Charleston, WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WV State Credit Union
- Headquarters
- 2200 Washington St E, Charleston, WV 25311-2219
- NCUA charter
- 67222
Branches
1 branch in West Virginia
Loading map…
West Virginia
1 branch
- 2200 Washington Street EMain office2200 Washington St, Charleston, WV 25311Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.12% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.28% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio19.12%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.28%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WV State Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.