Credit union · NCUA insured
Hope Federal Credit Union
A $43.5M credit union headquartered in Bridgeport, WV, with 2,498 members and 1 branch in West Virginia. Best rates: savings 2.00% APY.
Hope Federal Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#4 of 10 in Clarksburg, WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hope Federal Credit Union
Hope Federal Credit Union is a member-owned financial cooperative headquartered in Bridgeport, West Virginia, tracing its origins to 1935 when employees chartered Standard-Hope-Reserve Federal Credit Union in Clarksburg.
In 2000, Hope Federal Credit Union merged with Gas Flame Federal Credit Union, originally chartered in 1935 as Hope Pittsburgh Office Employees Federal Credit Union.
- Headquarters
- 925 White Oaks Blvd., Bridgeport, WV 26330
- NCUA charter
- 220
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Full-time employees of Eastern GT&S (a Berkshire Hathaway Energy Company) are eligible for membership.
- Full-time employees of Hope Gas, Inc. (formerly Dominion Energy WV) are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) and household members of current members are eligible for membership.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Hope Federal Credit UnionMain office925 White Oaks Blvd., Bridgeport, WV 26330Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio19.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hope Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.