Credit union · NCUA insured
Fayette Federal Credit Union Savings Rates
Fayette Federal Credit Union’s best savings rate is 1.51% APY on $10,000, with its Premium Share Savings Account. Rates checked October 22, 2026.
How Fayette Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Beckley, WV, where Fayette Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fayette Federal Credit Union
1.51%APY
- Requires
- None
- Earns on $10,000 a year
- $151
Premium Share Savings Account
Top rate
Pendleton Community Bank
3.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $300
2nd-highest rate
Mountain Heritage Federal Credit Union
2.53%APY
- Requires
- None
- Earns on $10,000 a year
- $253
Fayette Federal Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fayette Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Share Savings Account
1.51%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.51% | $151 |
Sources (1)
- fayettefcu.net/share-accounts · captured Sep 19, 2026
Regular Shares
0.10%APY
A $10.00 deposit into your Share Account establishes membership. Inactive Savings Account Fee is $5.00/mth after 2 years of no share activity on bal less than $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.10% | $10 |
| $50,001 and up | 0.25% | — |
Special-purpose accounts
Christmas Club
0.50%APY
Allows members to save gradually for annual expenses. Advance withdrawal fee is $5.00 per withdrawal (3 free allowed per year).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Vacation Club
0.10%APY
Allows members to save gradually for annual expenses with regular contributions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Fayette Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.