Bank · FDIC insured
First Mutual Bank Savings Rates
Top CarrotFirst Mutual Bank’s best savings rate is 3.04% APY on $10,000, with its Uplift Savings. Rates checked October 16, 2026.
How First Mutual Bank’s savings rates compare
Compared with banks and credit unions near Parkersburg, WV, where First Mutual Bank has the most branches. $10,000, best rate first.
This bank’s best
First Mutual Bank
3.04%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $304
Uplift Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
Mountain Heritage Federal Credit Union
2.53%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $253
First Mutual Bank savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0003.04%
- $10,000 balance$10,0003.04%
- $100,000 balance$100,0003.20%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Mutual Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Thrive Money Market Account
0.20%APY
Interest is compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Balances under $50,000 ($0 – $49,999.99). | 0.20% | $20 | Balances under $50,000 ($0 – $49,999.99). |
| $50,000 – $100,000Balances $50,000 to $100,000 ($50,000 – $99,999.99). | 0.25% | — | Balances $50,000 to $100,000 ($50,000 – $99,999.99). |
| $100,000 – $250,000Balances $100,000 to 250,000 ($100,000 – $249,999.99). | 3.20% | — | Balances $100,000 to 250,000 ($100,000 – $249,999.99). |
| $250,000 – $500,000Balances $250,000 – $500,000 ($250,000 – $499,999.99). | 3.40% | — | Balances $250,000 – $500,000 ($250,000 – $499,999.99). |
| $500,000 and upBalance $500,000 or more ($500,000+). | 3.56% | — | Balance $500,000 or more ($500,000+). |
Sources (2)
All captured Oct 6, 2026
Uplift Savings
3.04%APY
No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.04% | $304 |
Sources (2)
All captured Oct 6, 2026
Select Money Market
0.20%APY
A $10 monthly fee is waived if daily balance is at least $10,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Balances under $10,000. Monthly fee of $10 waived if daily balance is at least $10,000. | 0.15% | — | Balances under $10,000. Monthly fee of $10 waived if daily balance is at least $10,000. |
| $10,000 – $50,000Balances of $10,000 – $49,999.99. Monthly fee of $10 waived if daily balance is at least $10,000. | 0.20% | $20 | Balances of $10,000 – $49,999.99. Monthly fee of $10 waived if daily balance is at least $10,000. |
| $50,000 – $99,999Balances of $50,000 – $99,999. Monthly fee of $10 waived if daily balance is at least $10,000. | 0.25% | — | Balances of $50,000 – $99,999. Monthly fee of $10 waived if daily balance is at least $10,000. |
| $100,000 and upBalances of $100,000 or more. Monthly fee of $10 waived if daily balance is at least $10,000. | 0.30% | — | Balances of $100,000 or more. Monthly fee of $10 waived if daily balance is at least $10,000. |
Sources (2)
All captured Oct 6, 2026
Statement Savings
0.10%APY
$1 monthly fee is waived if daily balance is at least $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,000Applies to balances under $9,000.00. $1 monthly fee waived if daily balance is at least $100. | 0.05% | — | Applies to balances under $9,000.00. $1 monthly fee waived if daily balance is at least $100. |
| $9,000 – $25,000Applies to balances of $9,000 – $24,999.99. $1 monthly fee waived if daily balance is at least $100. | 0.10% | $10 | Applies to balances of $9,000 – $24,999.99. $1 monthly fee waived if daily balance is at least $100. |
| $25,000 and upApplies to balances of $25,000 or more. $1 monthly fee waived if daily balance is at least $100. | 0.15% | — | Applies to balances of $25,000 or more. $1 monthly fee waived if daily balance is at least $100. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Health Savings Account
0.45%APY
Requires qualifying high-deductible health insurance coverage. Setup fee is $10. No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Applies to balances under $2,500. $10 setup fee. | 0.20% | — | Applies to balances under $2,500. $10 setup fee. |
| $2,500 – $5,000Applies to balances of $2,500 – $4,999.99. $10 setup fee. | 0.35% | — | Applies to balances of $2,500 – $4,999.99. $10 setup fee. |
| $5,000 and upApplies to balances of $5,000 or more. $10 setup fee. | 0.45% | $45 | Applies to balances of $5,000 or more. $10 setup fee. |
Sources (2)
All captured Oct 6, 2026
Christmas Club
0.05%APY
$10 early closure fee applies if the account is closed before the annual payout. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10 early closure fee applies if the account is closed before the annual payout.Any balance | 0.05% | $5 | $10 early closure fee applies if the account is closed before the annual payout. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.