Credit union · NCUA insured
167th TFR Federal Credit Union
Top CarrotA $72.2M credit union headquartered in Martinsburg, WV, with 7,815 members and 2 branches in West Virginia. Best rates: savings 1.51% APY.
167th TFR Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#2 of 21 in Hagerstown, MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 167th TFR Federal Credit Union
Founded in 1959, 167th TFR Federal Credit Union is a member-owned non-profit financial cooperative.
The credit union is headquartered in Martinsburg, West Virginia.
- Headquarters
- 1945 Edwin Miller Blvd, Martinsburg, WV 25404-6387
- NCUA charter
- 13028
Branches
2 branches in West Virginia
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West Virginia
2 branches
- North Berkeley Main OfficeMain office1945 Edwin Miller Blvd, Martinsburg, WV 25404Directions
- South Berkeley Branch4400 Winchester Ave, Martinsburg, WV 25405Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.41% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $16 | $59 | — |
- CapitalNet worth ratio10.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.41%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$16Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 167th TFR Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.