Bank · FDIC insured
West Union Bank
A $300.3M bank headquartered in West Union, WV, with 5 branches in West Virginia.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—4.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Union Bank
Founded in 1893 in West Union, West Virginia, West Union Bank is an independently owned community bank operated by local West Virginians.
Serving Doddridge, Ritchie, Harrison, and surrounding counties, the bank operates five full-service offices across West Union, Salem, Pennsboro, Harrisville, and Clarksburg.
- Headquarters
- 212 Main St, West Union, WV 26456
- FDIC certificate
- 2452 ↗
Branches
5 branches in West Virginia
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West Virginia
5 branches
Clarksburg area · 3
- West Union BankMain office212 Main St, West Union, WV 26456Directions
- Newpointe Plaza Shopping Center Branch320 Emily Dr, Clarksburg, WV 26301Directions
- Salem Branch1 Westgate Center, Salem, WV 26426Directions
Harrisville area · 1
- Harrisville Branch201 E Main St, Harrisville, WV 26362Directions
Pennsboro area · 1
- Pennsboro Branch101 Eagle Dr, Pennsboro, WV 26415Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.73% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.03% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $59 | $81 | — |
- CapitalLeverage ratio8.73%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$59Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Union Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.