Compare Bank & Credit Union Rates
Best savings rates in Seattle, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Seattle, WA
- Seattle Credit UnionMoney Market AccountSavings · $0 min · 0.10%–1.16% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: No minimum opening deposit. Account transfers and withdrawal limitations apply. Interest compounded and credited monthly.
Offer: Interest compounded and credited monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Seattle Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.16% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must meet Seattle Credit Union membership eligibility (live, work, worship, or attend school in Washington State, immediate family of a current member, or employee of a community partner) and open a Membership Savings with a minimum deposit of $5. Up to 6 qualified pre-authorized, electronic, or automatic transfers/withdrawals per month.
Offer: Interest compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Gesa Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends calculated using daily balance method. Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month as stated in the Consumer Fee Schedule. New rates set on first of each month; rates may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with credit union. Includes 6 free ATM withdrawals per month ($2 fee per withdrawal thereafter).
Offer: Variable rate. Minimum balance to earn APY is $100.00.
No monthly fee
Rate checked
More details - Verity Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.75% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available to Verity Credit Union members. Minimum check withdrawal amount is $500.
Offer: Once a balance range is met, the APY for that range will apply to the entire balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $49,999Your amount 0.20% $50,000 – $99,999 0.55% $100,000 – $249,999 0.60% $250,000 and up 0.75% Rate checked
More details - Peoples BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–2.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $10,000 to avoid $10 monthly service charge. Limited to 10 free withdrawals per month; excess withdrawal fee of $5 per withdrawal over limit up to $20/month. Variable tiered rates.
Offer: Rates variable and subject to change after opening. $50 minimum deposit to open. There is no minimum to earn interest. Fees could reduce earnings.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $99,999 0.70% $100,000 and up 2.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Seattle, WA
107 accounts at 31 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 3.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.16%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch