Credit union · NCUA insured
Mill Town Credit Union
A $59.5M credit union headquartered in Everett, WA, with 3,509 members and 1 branch in Washington. Best rates: CDs 3.55% and savings 0.30% APY.
Mill Town Credit Union Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#26 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mill Town Credit Union
- Headquarters
- 3102 Broadway, Everett, WA 98201-4421
- NCUA charter
- 68222
Branches
1 branch in Washington
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Washington
1 branch
- Mill Town Credit UnionMain office3102 Broadway, Everett, WA 98201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 22.46% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $93 | $59 | — |
- CapitalNet worth ratio22.46%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$93Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mill Town Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.