Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Virginia
- 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - Appalachian Community Federal Credit UnionShare (Savings)*Savings · $5 min · 0.00%–0.80% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Rates effective as of 10/22/2026. Subject to change. Minimum $5.00 to open or obtain dividend.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Share (Savings)* Balance APY Up to $500 0.00% $500 – $7,500 0.10% $7,500 – $50,000Your amount 0.25% $50,000 – $100,000 0.55% Over $100,000 0.80% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Signature Federal Credit UnionSignature High-Yield SavingsSavings · $0 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be bundled with Signature Cash Back Checking or Signature High-Yield Checking and enrolled in Online Branch or SFCU Mobile Banking App service. Only one Signature High-Yield Savings account per membership. Not a stand-alone product. If linked checking account qualifications are met during monthly cycle, qualifying rates apply; otherwise base rate applies. If checking account is closed, converts to standalone savings account.
Offer: Base rate applied to entire balance when linked checking account monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 8, 2026
Rate by balance
Rate by balance for Signature High-Yield Savings Balance APY Any balance 0.05% $100 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge if you maintain a minimum balance of $50. Compounding frequency: Quarterly.
Offer: Compounding frequency: Quarterly.
0.20% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.20% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 0.80% Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - Benchmark Community BankPersonal Money Market AccountPersonal Money Market Account · 0.25%–1.00% by balance
Bank · 13 branches
0.25%APY$25 a year on $10,000Requirements
Product: May make up to 6 withdrawals per month. A $2,500 balance is required. Interest is compounded monthly.
0.25% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $24,999Your amount 0.25% $25,000 – $99,999 0.40% $100,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires an Average Daily Balance of $300.00 to earn the stated dividend. Primary Share Accounts require a $25 minimum deposit to open. Non-refundable joining fee of $1 plus $25 refundable savings deposit required for membership. Dividends calculated on average daily balance and paid/compounded monthly.
Offer: Requires an Average Daily Balance of $300.00 to earn the stated dividend. $25 minimum deposit to open.
0.25% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 19 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - National Capital BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–1.51% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $2,500.00 minimum balance required to open and maintain to avoid a $10.00 monthly service charge. Free Visa Check Card, Online Banking with eStatements, and Mobile Banking.
Offer: $0.01 minimum balance to obtain APY. $2,500 minimum balance to avoid $10 monthly service charge.
0.05% interest rate · $10 monthly fee · Effective Feb 19, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $125,000 0.55% $125,000 – $250,000 0.60% $250,000 – $500,000 0.75% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.51% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Initial account required for membership and ownership in TUMCU. Membership eligibility required. Credit union deposits the first $5 required opening deposit.
Offer: Dividend rate and APY are paid quarterly on average daily balance. Interest is paid on the total account balance as long as there is a minimum balance of $100.00.
0.25% interest rate · Effective Mar 11, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership account required to access credit union services. No monthly or annual maintenance fees. Dividends compounded quarterly on balances of $100 or more.
Offer: Daily balance of $100.00 required to earn dividends. Dividends compounded quarterly. Rate may change after account is opened.
0.25% interest rate · Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Argent Credit UnionMoney Management AccountMoney Management Account · $1,000 min · 0.25%–2.00% by balance
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership required. Dividends compounded monthly. Insured by NCUA up to $250,000. Up to 6 free withdrawals per month. No debit card associated with this account; check writing permitted.
Offer: Daily balance required to earn dividends. Dividends compounded monthly.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $1,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.35% $50,000 – $100,000 0.65% $100,000 – $250,000 1.25% $250,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.
Offer: Entire balance earns 0.25% APY if monthly qualifications are not met during statement cycle.
Qualified rate · Effective Jul 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches