Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Virginia
- 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance. $100 minimum deposit to open.
Offer: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.
0.10% interest rate · $3 monthly fee · Effective Mar 1, 2025
Rate checked
More details - Hopewell Chemical FCUShare SavingsSavings · $500 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A Share Savings account has a $5.00 minimum balance and establishes your membership with Hopewell Chemical FCU. Dividends are paid on average daily balance. Minimum balance of $500.00 required.
Offer: Minimum Balance $500.00. Share dividends paid on average daily balance.
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain $5 minimum balance. A $2.00 monthly account maintenance fee applies beginning 2 years after account opening, but is waived if maintaining a $250 combined daily balance in shares and checking, having a loan or VISA, or if under 22 years of age. Excess share withdrawals over 3 per month incur a $5.00 fee (exempt if maintaining a $2,000 Share Savings balance). Dividends compounded and paid monthly.
0.10% interest rate · $2 monthly fee · Effective Aug 17, 2026
Rate checked
More details - Transportation Federal Credit UnionSpecial Purpose Savings AccountSavings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Save toward vacation, special event, taxes or other specific goals. Dividends paid monthly. Withdrawal restrictions apply. $5 suggested opening deposit; $5 minimum balance required to earn APY.
0.10% interest rate · Effective Aug 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 membership share required to qualify for Beacon products. Dividends compounded monthly.
Offer: Balance to earn APY $200. Dividends compounded monthly.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility and credit qualification requirements may apply. Minimum $5 to establish and maintain membership. No monthly service charges. Average daily balance of $100.00 required for dividend. Dividend calculated and paid monthly.
Offer: $100 Minimum Balance to Earn Dividends. Average daily balance of $100.00 required for dividend. Dividend calculated and paid monthly.
0.10% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - Central Virginia Federal Credit UnionBasic Savings AccountsSavings · $250 min
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum to open and maintain is $5. One-time $5 membership fee for first account. A low minimum balance of $250 earns monthly dividends. Quick Tip: Open additional share savings accounts customized and identified to meet individual savings needs (taxes, home improvements, education, vacation).
Offer: A minimum balance of $250 is required to earn interest. Minimum balance to open and maintain is $5.00.
Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account. Qualification requirements met in checking account: post at least 1 direct deposit or ACH payment transaction, make at least 15 debit card purchases, and enroll in e-statements during Monthly Qualification Cycle. No monthly maintenance fee. Limit 1 account per SSN/ITIN.
Offer: Base rate on all balances if Kasasa Cash or Kasasa Cash Back qualifications are not met. No monthly maintenance fee.
Qualified rate · No monthly fee · Effective Dec 12, 2023
Rate checked
More details - Kemba Roanoke FCUMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires credit union membership including purchase and maintenance of minimum required membership share. Minimum balance to open and maintain account is $2,500.00.
Offer: Tier 1 ($2,500 - $49,999). Minimum balance to avoid service fee is $2,500. Dividends compounded and credited monthly.
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $49,999Your amount 0.10% $50,000 – $99,999 0.20% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance requirements to avoid monthly fee; $12 per year fee for dormant accounts with balances under $100. 2 free withdrawals per month, $1 fee per withdrawal thereafter. Limited to 6 preauthorized/electronic transfers per 4-week/statement period. $100 minimum deposit to open.
Offer: Must maintain a minimum balance of $0.01 daily to obtain the disclosed APY. Interest is compounded daily and credited quarterly.
0.10% interest rate · Compounded daily
Rate checked
More details - Democracy Federal Credit UnionRegular ShareSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary membership account required to join. $10 membership fee. Dividends calculated daily, paid quarterly. Fees may reduce earnings.
Offer: Balances less than $100.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open to those who live, work, go to school, or worship in eligible counties (19 counties from Mobile County, AL to Leon County, FL).
0.10% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.30% $75,000 and up 0.30% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 51 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches