Bank · FDIC insured
Lee Bank and Trust Company
A $257.3M bank headquartered in Pennington Gap, VA, with 3 branches in Virginia. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings680.10%0.50% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lee Bank and Trust Company
Lee Bank & Trust Company was formed in 1932 through the merger of four small Lee County banks with roots dating back to the mid-1800s.
The institution is a locally owned community bank whose employees and many stockholders are Virginians.
The bank operates offices in Bristol, Jonesville, and Pennington Gap in Southwest Virginia.
- Headquarters
- 41371 W Morgan Ave, Pennington Gap, VA 24277
- FDIC certificate
- 11582 ↗
Branches
3 branches in Virginia
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Virginia
3 branches
Pennington Gap area · 1
- Lee Bank and Trust CompanyMain office41371 W Morgan Ave, Pennington Gap, VA 24277Directions
Kingsport area · 1
- Bristol Branch743 Gate City Hwy, Bristol, VA 24201Directions
Jonesville area · 1
- Jonesville Branch32739 Main Street, Jonesville, VA 24263Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 3.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $60 | $81 | — |
- CapitalLeverage ratio14.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets3.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$60Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lee Bank and Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.