Compare Bank & Credit Union Rates
Best savings rates in Essex Junction, VT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Chittenden County, VT · Showing Chittenden County, VT: too few institutions in Essex Junction, VT
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Applies to new personal or business savings accounts opened with new-to-the-bank funds. A checking account must be opened with the savings account. Promotional rate expires on 12/31/2026 with the account converting to current rate and tier structure. A minimum balance of $1.00 must be maintained in the account each day to earn interest.
Offer: Earn this on the entire balance. Requires new-to-the-bank funds and opening a checking account. Promotional rate expires on 12/31/2026.
Qualified rate · 1.98% interest rate
Rate by balance
Rate by balance for Savings Deposit Special Balance APY Up to $4,999 2.00% $5,000 – $99,999Your amount 3.00% $100,000 – $499,999 3.45% $500,000 and up 3.75% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: A minimum balance of $1.00 must be maintained in the account each day to earn interest. Rate and APY subject to change after opening without notice. Fees or penalties may reduce earnings.
Offer: A minimum balance of $1.00 must be maintained in the account each day to earn interest.
2.08% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $249,999Your amount 2.10% $250,000 – $499,999 2.60% $500,000 – $1,999,999 3.40% $2,000,000 and up 3.65% Rate checked
More details - NorthCountry Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.40%–2.75% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership requires living, working, attending school, or worshipping in eligible VT, NH, or NY counties, or immediate relative of existing member, with a $5 minimum balance maintained in a share (savings) account. Up to six electronic transfers out or check withdrawals per month, unlimited teller transactions.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 1.40% $10,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.55% $50,000 – $99,999 2.10% $100,000 – $249,999 2.35% $250,000 and up 2.75% Rate checked
More details - EastRise Credit UnionGreen Money MarketGreen Money Market · $1,000 min · 1.45%–2.75% by balance
Credit union · 8 branches
1.50%APY$150 a year on $10,000Requirements
Product: Tiered rate account where the applicable dividend rate is applied to the total account balance. Funds are used to fund Green Loans for renewable and energy efficiency projects.
Rate by balance
Rate by balance for Green Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 2.05% $100,000 – $250,000 2.50% $250,000 – $500,000 2.70% $500,000 and up 2.75% Rate checked
More details - Green Mountain Credit UnionMoney MarketMoney Market · $2,000 min · 1.31%–2.27% by balance
Credit union · 3 branches
1.41%APY$141 a year on $10,000Requirements
Offer: Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate.
No monthly fee · Effective Jun 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 1.31% $10,000 – $50,000Your amount 1.41% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
Offer: Qualifying APY when monthly qualifications are met. No minimum balance or service fee.
Qualified rate · No monthly fee
Rate checked
More details - 802 Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: A Base Shares, Youth Savings, or Business account is required to open. A $10.00 monthly fee is assessed for accounts that fall under the minimum balance. Dividends paid monthly. Up to six penalty-free withdrawals per month ($5 fee applies to each additional withdrawal).
Offer: Monthly fee waived when balance meets or exceeds the minimum balance requirement. Up to six penalty-free withdrawals per month ($5 fee applies to each additional withdrawal).
0.50% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $1,999 0.50% $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 and up 2.25% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: An interest-bearing account for consumers, that blends the advantages of both a savings and checking account. Tiered interest rates higher than the Money Market Plus account and the flexibility of writing checks. Unlimited withdrawals allowed per cycle.
0.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Elevate 1 MMA Balance APY Over $0Your amount 0.75% $50,000 and up 2.00% $500,000 and up 3.00% Rate checked
More details - Northfield Savings BankMoney Market SavingsMoney Market Savings · $500 min · 0.25%–0.60% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Must live, work or own a second home in Vermont to qualify. Rates are subject to change after savings accounts are opened and fees may reduce earnings.
Offer: Rates are subject to change after savings accounts are opened and fees may reduce earnings.
0.25% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 and up 0.25% $10,000 and upYour amount 0.35% $25,000 and up 0.45% $50,000 and up 0.60% Rate checked
More details - SeaComm Federal Credit UnionMoney Market AccountMoney Market Account · $100 min · 0.10%–1.00% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are calculated daily, paid monthly, and tiered based on balance.
Effective Apr 14, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.60% $100,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Required to become a member of 802 Credit Union; secures voting share. A member may only open one Base Shares account.
Offer: Dividends paid monthly. $25.00 minimum to receive dividends.
0.30% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Tiered rate structure where higher balance tiers apply to the entire account balance. No minimum balance required to open an account.
Offer: Once a particular tier is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $1,000 0.15% $1,000 – $20,000Your amount 0.30% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.60% Rate checked
More details - 0.28%APY$28 a year on $10,000
0.28% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northfield Savings BankMoney Market CheckingMoney Market Checking · $10 min · 0.25%–1.50% by balance
Bank · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must live, work or own a second home in Vermont to qualify. Rates are subject to change after accounts are opened and fees may reduce earnings.
Offer: Rates are subject to change after accounts are opened and fees may reduce earnings.
0.25% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Any balanceYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $75,000 and up 0.75% $150,000 and up 1.25% $250,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. Monthly service charge waived with average daily balance of $250; otherwise $5.00/month. Minimum daily balance to earn interest: $0.01.
Offer: Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Monthly service charge waived with average daily balance of $250. Minimum daily balance to earn interest is $0.01.
0.25% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chittenden County, VT
46 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.26%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.18%
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Burlington, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 5 branches
- EastRise Credit UnionCredit union · 9 branches