Bank · FDIC insured
Northfield Savings Bank Savings Rates
Northfield Savings Bank’s best savings rate is 0.35% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Northfield Savings Bank’s savings rates compare
Compared with banks and credit unions near Burlington, VT, where Northfield Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Northfield Savings Bank
0.35%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $35
Money Market Savings
Top rate
The Business Bank
3.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
NorthCountry Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Northfield Savings Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northfield Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.25%APY
Must live, work or own a second home in Vermont to qualify. Rates are subject to change after accounts are opened and fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change after accounts are opened and fees may reduce earnings. | 0.25% | $25 | Rates are subject to change after accounts are opened and fees may reduce earnings. |
| $25,000 and upRates are subject to change after accounts are opened and fees may reduce earnings. | 0.35% | — | Rates are subject to change after accounts are opened and fees may reduce earnings. |
| $50,000 and upRates are subject to change after accounts are opened and fees may reduce earnings. | 0.50% | — | Rates are subject to change after accounts are opened and fees may reduce earnings. |
| $75,000 and upRates are subject to change after accounts are opened and fees may reduce earnings. | 0.75% | — | Rates are subject to change after accounts are opened and fees may reduce earnings. |
| $150,000 and upRates are subject to change after accounts are opened and fees may reduce earnings. | 1.25% | — | Rates are subject to change after accounts are opened and fees may reduce earnings. |
| $250,000 and upRates are subject to change after accounts are opened and fees may reduce earnings. | 1.50% | — | Rates are subject to change after accounts are opened and fees may reduce earnings. |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
Money Market Savings
Up to 0.35%APY
Must live, work or own a second home in Vermont to qualify. Rates are subject to change after savings accounts are opened and fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRates are subject to change after savings accounts are opened and fees may reduce earnings. | 0.25% | $25 | Rates are subject to change after savings accounts are opened and fees may reduce earnings. |
| $10,000 and upRates are subject to change after savings accounts are opened and fees may reduce earnings. | 0.35% | $35 | Rates are subject to change after savings accounts are opened and fees may reduce earnings. |
| $25,000 and upRates are subject to change after savings accounts are opened and fees may reduce earnings. | 0.45% | — | Rates are subject to change after savings accounts are opened and fees may reduce earnings. |
| $50,000 and upRates are subject to change after savings accounts are opened and fees may reduce earnings. | 0.60% | — | Rates are subject to change after savings accounts are opened and fees may reduce earnings. |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
Regular Savings
0.25%APY
Must live, work or own a second home in Vermont to qualify for an account. Monthly service charge waived with average daily balance of $250; otherwise $5.00/month. Minimum daily balance to earn interest: $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Monthly service charge waived with average daily balance of $250. Minimum daily balance to earn interest is $0.01.Any balance | 0.25% | $25 | Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Monthly service charge waived with average daily balance of $250. Minimum daily balance to earn interest is $0.01. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.35%APY
Requires a high-deductible health insurance plan. Must live, work or own a second home in Vermont to qualify for an account. Offered without any associated fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates posted on October 2, 2026, but may change at any time. Rates are subject to change after accounts are opened and fees may reduce earnings. No minimum balance required to earn interest. No associated fees.Any balance | 0.35% | $35 | Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after accounts are opened and fees may reduce earnings. No minimum balance required to earn interest. No associated fees. |
Sources (2)
All captured Oct 15, 2026
Club Savings
0.25%APY
Weekly savings for holiday, tax, or seasonal expenses. Balance of account is automatically transferred to another NSB account on October 15. Must live, work or own a second home in Vermont to qualify for an account. No monthly service charge. Minimum daily balance to earn interest: $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Minimum daily balance to earn interest is $0.01. Balance is automatically transferred to another NSB account on October 15. No monthly service charge.Any balance | 0.25% | $25 | Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Minimum daily balance to earn interest is $0.01. Balance is automatically transferred to another NSB account on October 15. No monthly service charge. |
Sources (2)
All captured Oct 15, 2026
Youth Savings
0.25%APY
For youth up to age 19; automatically converts to a Regular Savings account on holder's 19th birthday. Must live, work or own a second home in Vermont to qualify for an account. No monthly service charge. Minimum daily balance to earn interest: $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Minimum daily balance to earn interest is $0.01. No monthly service charge.Any balance | 0.25% | $25 | Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Minimum daily balance to earn interest is $0.01. No monthly service charge. |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.