Compare Bank & Credit Union Rates
Best savings rates in Utah
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Utah
- Firefighters Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 1.00%–2.50% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Dividends paid monthly. Up to 6 withdrawals per month. No minimum balance requirements. No penalty for withdrawal.
Offer: Tier 1
1.00% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Any balance 1.00% $5,000 and upTier 2 1.10% $10,000 and upYour amountTier 3 1.25% $25,000 and upTier 4 1.70% $50,000 and upTier 5 2.00% $100,000 and upTier 6 2.50% Rate checked
More details - Granite Credit UnionMoney MarketMoney Market · $0 min · 0.05%–3.90% by balance
Credit union · 12 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: No monthly fee; no minimum balance to open; dividends compounded and credited monthly based on daily balance formula; deposit rates are variable. Dividend+ Spend Account holders earn a bonus rate on Money Market accounts if an average daily balance of at least $5,000 is maintained in Dividend+.
Offer: Standard rate tier; bonus rate n/a.
Qualified rate · 0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and upBonus rate (+0.55%) with APY of 1.80% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 1.80% $50,000 and upBonus rate (+0.85%) with APY of 2.10% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.10% $100,000 and upBonus rate (+1.25%) with APY of 2.75% (or +1.35% bonus / 2.85% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.75% $250,000 and upBonus rate (+1.50%) with APY of 3.50% (or +1.60% bonus / 3.60% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.50% $500,000 and upBonus rate (+1.65%) with APY of 3.65% (or +1.75% bonus / 3.75% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.65% $1,000,000 and upBonus rate (+1.65%) with APY of 3.90% (or +1.75% bonus / 4.00% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.90% Rate checked
More details - Wasatch Peaks Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.95%–3.80% by balance
Credit union · 6 branches
1.20%APY$120 a year on $10,000Requirements
Product: Liquid savings option with tiered rates; up to six free electronic withdrawals per month; dividends computed daily and compounded monthly.
Offer: Dividends paid monthly.
0.94% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.95% $5,000 – $10,000 1.05% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.65% $250,000 – $1,000,000 3.40% $1,000,000 and up 3.80% Rate checked
More details - Ascent Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.95%–3.25% by balance
Credit union · 4 branches
1.20%APY$120 a year on $10,000Requirements
Product: No minimum deposit. No minimum balance. Minimum balance to earn interest is $5,000. VIP members earn higher interest rates. Unlimited in-branch withdrawals/transfers; 6 electronic withdrawals/transfers per month. Free e-Statements. No fees.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $5,000 0.95% $5,000 – $10,000 1.20% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.65% $50,000 – $100,000 1.95% $100,000 – $250,000 2.60% $250,000 and up 3.25% Rate checked
More details - Ascent Credit UnionRewards Money Market SavingsRewards Money Market Savings · $0 min · 0.95%–3.25% by balance
Credit union · 4 branches
1.20%APY$120 a year on $10,000Requirements
Product: Dividends are compounded monthly. Minimum deposits indicate the minimum average daily balance required to receive the stated dividend rate. VIP members receive a 0.05% rate increase.
0.95% interest rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Savings Balance APY Up to $5,000 0.95% $5,000 – $10,000 1.20% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.65% $50,000 – $100,000 1.95% $100,000 – $250,000 2.60% $250,000 and up 3.25% Rate checked
More details - Elevate Credit UnionMoney MarketMoney Market · $2,500 min · 0.90%–3.25% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Product: Dividends may be forfeited if the account is closed before accrued dividends have been credited. No withdrawal limits or monthly maintenance service charges.
No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $5,000 0.90% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.60% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 3.25% Rate checked
More details - Canyon View Credit UnionHigh Yield SavingsSavings · $0 min · 1.20%–7.00% by balance
Credit union · 21 branches
1.20%APY$120 a year on $10,000with conditionsRequirements
Product: To qualify for High Yield Savings rates, you must have direct deposits totaling $1,000+ each month and at least 25 debit and/or credit transactions of $5 or greater each month with your Canyon View Account. If qualifications are not met for that month, Primary share rates will be applied. Maximum of one High Yield Savings per account. 7.00% APY available through December 31, 2026.
Offer: Requires monthly direct deposit of $1,000+ and 25+ debit/credit transactions of $5+. Promotional APY available through December 31, 2026.
Qualified rate · 6.77% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 7.00% $2,501 and upYour amountBlended APY ranges from 1.20% to 7.00%. 1.20% Rate checked
More details - P&S Credit UnionMoney Market SavingsMoney Market Savings · $25 min · 0.75%–2.75% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: $25 minimum deposit to open, no minimum balance requirements. Dividends earned on all average daily balances.
Offer: Dividends paid monthly. Dividends earned on all average daily balances.
No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $4,999 0.75% $5,000 – $9,999 1.15% $10,000 – $19,999Your amount 1.20% $20,000 – $49,999 1.30% $50,000 – $99,999 1.90% $100,000 and up 2.75% Rate checked
More details - Canyon View Credit UnionMoney MarketMoney Market · $0 min · 0.75%–3.85% by balance
Credit union · 21 branches
1.15%APY$115 a year on $10,000Requirements
Product: No minimum balance requirement; earn dividends on entire balance. Tiered rates. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.65% $50,000 – $100,000 2.00% $100,000 – $150,000 2.65% $150,000 – $500,000 3.30% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.85% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Utah First Credit UnionMoney MarketMoney Market · $0 min · 0.50%–3.90% by balance
Credit union · 11 branches
1.15%APY$115 a year on $10,000Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.50% $2,000 and upYour amount 1.15% $25,000 and up 2.05% $100,000 and up 2.65% $250,000 and up 3.45% $1,000,000 and up 3.90% Rate checked
More details - American United Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.95%–3.25% by balance
Credit union · 8 branches
1.15%APY$115 a year on $10,000Requirements
Product: Minimum balance of $1,000 to earn dividends. Membership required.
0.95% interest rate · Effective Jul 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.95% $5,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.70% $50,000 – $99,999 2.05% $100,000 – $249,999 2.70% $250,000 and up 3.25% Rate checked
More details - 1.10%APY$110 a year on $10,000
Requirements
Product: Requires a minimum of $10 monthly automatic transfer. Up to 5 Dedicated Shares Accounts per membership. Early withdrawals are allowed only for the full account balance and result in forfeiture of accrued dividends. Funds transfer to Membership Shares at end of day on October 31st. Variable rate may change on the 1st of each month. Dividends calculated with simple interest and credited October 31st.
Effective Oct 4, 2026
Rate checked
More details - Deseret First Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.25%–3.85% by balance
Credit union · 12 branches
1.10%APY$110 a year on $10,000Requirements
Product: Church members and immediate family members can join the credit union. Initial deposit of $2,500 required; no minimum balance after opening. Loyalty rates/bonuses available for qualifying members.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,499 0.25% $2,500 – $19,999Your amount 1.10% $20,000 – $99,999 2.00% $100,000 – $249,999 2.60% $250,000 – $499,999 3.35% $500,000 – $999,999 3.45% $1,000,000 and up 3.85% Rate checked
More details - 1.07%APY$107 a year on $10,000with conditions
Requirements
Product: Must have an open and active Money Back, Interest or Full Service checking account at First Utah Bank. May convert to a Personal Savings account if the checking account is closed, inactive (6 months), or dormant. Compounded and credited monthly. Rates effective as of October 20, 2026.
Offer: Interest paid on balances above $0. Monthly compound.
Qualified rate · 1.06% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Utah
198 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.52%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches