Credit union · NCUA insured
Elevate Credit Union
Top CarrotA $260M credit union headquartered in Brigham City, UT, with 15,277 members and 3 branches in Utah. Best rates: CDs 4.35% and savings 1.20% APY.
Elevate Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#3 of 10 in Brigham City, UT-ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Elevate Credit Union
Founded in 1954, Elevate Credit Union is a member-owned financial institution serving Box Elder, Cache, and Rich counties in Northern Utah.
In 2015, the credit union expanded its service area across northern Utah communities.
- Headquarters
- 1023 Medical Dr, Brigham City, UT 84302-3049
- NCUA charter
- 9163
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly conduct business in Box Elder County, Cache County, or Rich County in Northern Utah are eligible for membership.
Family and household
- Family members of an existing Elevate Credit Union member (including parent, child, spouse/surviving spouse, sibling, grandparent, grandchild, stepparent, stepchild, step-sibling, guardian, foster or adoptive relationship, or partner) are eligible for membership.
Cost to join
- A minimum deposit of $25 is required to secure a share in the credit union upon opening an account.
Branches
3 branches in Utah
Loading map…
Utah
3 branches
Brigham City area · 2
- Elevate Credit UnionMain office1023 Medical Dr, Brigham City, UT 84302Directions
- Elevate Credit Union1300 S Main St, Garland, UT 84312Directions
Logan area · 1
- Elevate Credit Union740 S Main St, Logan, UT 84321Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.93% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.24% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.87% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio20.93%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.24%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.87%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Elevate Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.