Credit union · NCUA insured
Ascent Credit Union
Top CarrotA $173.1M credit union headquartered in Ogden, UT, with 9,173 members and 4 branches in Utah. Best rates: CDs 4.45% and savings 1.20% APY.
Ascent Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#6 of 29 in Ogden, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ascent Credit Union
Ascent Credit Union is a member-owned cooperative headquartered in Ogden, Utah.
The credit union is scheduled to become Weber State Credit Union, a division of Goldenwest, on November 1, 2026.
- Headquarters
- 4140 Harrison Blvd, Ogden, UT 84403
- NCUA charter
- 11520
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, worships, or volunteers in Box Elder, Davis, Morgan, or Weber county.
Cost to join
- An initial deposit of $5 into a Share Savings account is required to establish membership and ownership.
Branches
4 branches in Utah
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Utah
4 branches
- Main BranchMain office4140 Harrison Blvd, Ogden, UT 84403Directions
- North Ogden Branch2388 N 400 E, North Ogden, UT 84414Directions
- Wsu Union Building2106 University Cir, Ogden, UT 84408Directions
- Roy Branch5997 S 3500 W, Roy, UT 84067Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.99% | 11.29% | 13.35% or more |
| Troubled loans60+ days late | 0.76% | 0.61% | 0.33% or less |
| ProfitabilityReturn on assets | 0.02% | 0.68% | 1.10% or more |
| LendingLoans per $100 deposited | $79 | $75 | — |
- CapitalNet worth ratio8.99%Peers’ middle 11.29% · Top 25% 13.35%+
- Troubled loans60+ days late0.76%Peers’ middle 0.61% · Top 25% ≤0.33%
- ProfitabilityReturn on assets0.02%Peers’ middle 0.68% · Top 25% 1.10%+
- LendingLoans per $100 deposited$79Peers’ middle $75
Compared with the 1,354 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ascent Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.