Credit union · NCUA insured
Firefighters Credit Union Savings Rates
Top CarrotFirefighters Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Firefighters Credit Union’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters Credit Union
1.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $125
Money Market Accounts
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Firefighters Credit Union savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
Up to 1.25%APY
Dividends paid monthly. Up to 6 withdrawals per month. No minimum balance requirements. No penalty for withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier 1 | 1.00% | $100 | Tier 1 |
| $5,000 and upTier 2 | 1.10% | $110 | Tier 2 |
| $10,000 and upTier 3 | 1.25% | $125 | Tier 3 |
| $25,000 and upTier 4 | 1.70% | — | Tier 4 |
| $50,000 and upTier 5 | 2.00% | — | Tier 5 |
| $100,000 and upTier 6 | 2.50% | — | Tier 6 |
Sources (2)
All captured Sep 24, 2026
Share Savings
0.10%APY
Required for membership in Firefighters Credit Union. Members must maintain a minimum balance of $25 in their savings account to maintain membership. Low primary shares fee of $10.00/month applies if primary savings balance is less than $25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (3)
- firefighterscu.com/about/fee-schedule
- firefighterscu.com/accounts/savings-accounts
- firefighterscu.com/accounts/deposit-rates
All captured Oct 4, 2026
Who can join Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time or part-time employees of a fire department located in the State of Utah are eligible for membership.
- Full-time, part-time, or volunteer firefighters for a fire department located in the State of Utah are eligible for membership.
- Retired firefighters from a fire department located in the State of Utah are eligible for membership.
Family and household
- Immediate family members (including parents, spouse, siblings, and children) of a current member in good standing are eligible for membership.
Membership information collected October 4, 2026.