Credit union · NCUA insured
Wasatch Peaks Credit Union
A $658.2M credit union headquartered in Ogden, UT, with 31,964 members and 6 branches in Utah. Best rates: CDs 3.95% and savings 1.20% APY.
Wasatch Peaks Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#20 of 29 in Ogden, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Wasatch Peaks Credit Union
Wasatch Peaks Credit Union is a member-owned, federally chartered cooperative headquartered in Ogden, Utah.
Formed on July 1, 2011, through the merger of Alliance Credit Union and Weber Credit Union, it subsequently merged with SummitOne Credit Union in 2013.
- Headquarters
- 4723 Harrison Blvd, Ogden, UT 84403-4304
- NCUA charter
- 24780
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Weber, Davis, or Morgan Counties, or in select underserved communities in Box Elder, Salt Lake, Summit, Utah, Tooele, and Juab Counties are eligible to join.
Employers and groups
- Individuals who support / join the Community Impact Fund (CIF) (free of charge) are eligible to join.
- Members of Trails Foundation of Northern Utah (TFNU.org) are eligible to join, with enrollment covered at no additional cost by Wasatch Peaks.
Family and household
- Immediate family members of an existing member-owner are eligible to join.
Branches
6 branches in Utah
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Utah
6 branches
- Corporate HeadquartersMain office4723 Harrison Blvd, Ogden, UT 84403Directions
- 10th Street Branch975 Washington Blvd, Ogden, UT 84404Directions
- Pleasant View Branch1588 W 2700 N, Ogden, UT 84404Directions
- West Haven3012 S 1900 W, Ogden, UT 84401Directions
- Plain City Branch3631 W 2600 N, Plain City, UT 84404Directions
- Roy Branch1935 W 4800 S, Roy, UT 84067Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.10% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.81% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $101 | $76 | — |
- CapitalNet worth ratio10.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.10%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$101Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Wasatch Peaks Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.