Credit union · NCUA insured
Horizon Credit Union Savings Rates
Top CarrotHorizon Credit Union’s best savings rate is 1.10% APY on $10,000, with its Dedicated Savings. Rates checked October 22, 2026.
How Horizon Credit Union’s savings rates compare
Compared with banks and credit unions near Ogden, UT, where Horizon Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Horizon Credit Union
1.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $110
Dedicated Savings
Top rate
Deseret First Credit Union
4.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $410
2nd-highest rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
Horizon Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0001.10%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0002.70%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Horizon Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 1.00%APY
Deposits and withdrawals can be made at any time without penalty. Account receives daily interest on balances over $2,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 0.05% | $5 |
| $5,000 and up | 1.00% | $100 |
| $20,000 and up | 1.75% | — |
| $100,000 and up | 2.70% | — |
Sources (3)
All captured Oct 4, 2026
Dedicated Savings
1.10%APY
Requires a minimum of $10 monthly automatic transfer. Up to 5 Dedicated Shares Accounts per membership. Early withdrawals are allowed only for the full account balance and result in forfeiture of accrued dividends. Funds transfer to Membership Shares at end of day on October 31st. Variable rate may change on the 1st of each month. Dividends calculated with simple interest and credited October 31st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.10% | $110 |
Sources (3)
- myhorizoncu.com/horizon-credit-union-dedicated-savings
- myhorizoncu.com/products/everyday-finances
- myhorizoncu.com/saving-options
All captured Oct 4, 2026
Membership Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.05% | $5 |
Sources (2)
All captured Oct 4, 2026
Special Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.05% | $5 |
Sources (1)
- myhorizoncu.com/saving-options · captured Oct 4, 2026
Special-purpose accounts
IRA Share
Up to 1.00%APY
Available as Traditional IRA Share and Roth IRA Share tax wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.05% | $5 |
| $2,000 and up | 0.05% | $5 |
| $5,000 and up | 1.00% | $100 |
| $20,000 and up | 1.75% | — |
| $100,000 and up | 2.70% | — |
Sources (1)
- myhorizoncu.com/saving-options · captured Oct 4, 2026
Who can join Horizon Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals not otherwise eligible can qualify for membership by joining the Financial Fitness Association at no cost.
Employers and groups
- Membership is open to employees, members, board members, and their family or household members of Lifetime Products.
Military, government and schools
- Membership is open to students, members, employees, board members, and their family or household members of Davis Education Foundation, Davis Technical College, and Davis School District.
Family and household
- Membership is available to any family or household member of an existing member.
- Membership is open to spouses of individuals who passed away while within the field of membership.
Cost to join
- A $5 deposit is required to open a Share Savings account and become a member.
Membership information collected October 4, 2026.