Credit union · NCUA insured
Wasatch Peaks Credit Union Savings Rates
Wasatch Peaks Credit Union’s best savings rate is 1.20% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Wasatch Peaks Credit Union’s savings rates compare
Compared with banks and credit unions near Ogden, UT, where Wasatch Peaks Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wasatch Peaks Credit Union
1.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $120
Money Market Account
Top rate
Deseret First Credit Union
4.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $410
2nd-highest rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
Wasatch Peaks Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0001.20%
- $100,000 balance$100,0002.65%
- QualifiedQualified1.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wasatch Peaks Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.20%APY
Liquid savings option with tiered rates; up to six free electronic withdrawals per month; dividends computed daily and compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends paid monthly. | 0.95% | — | Dividends paid monthly. |
| $5,000 – $10,000Dividends paid monthly. | 1.05% | — | Dividends paid monthly. |
| $10,000 – $25,000Dividends paid monthly. | 1.20% | $120 | Dividends paid monthly. |
| $25,000 – $50,000Dividends paid monthly. | 1.75% | — | Dividends paid monthly. |
| $50,000 – $100,000Dividends paid monthly. | 2.00% | — | Dividends paid monthly. |
| $100,000 – $250,000Dividends paid monthly. | 2.65% | — | Dividends paid monthly. |
| $250,000 – $1,000,000Dividends paid monthly. | 3.40% | — | Dividends paid monthly. |
| $1,000,000 and upDividends paid monthly. | 3.80% | — | Dividends paid monthly. |
Sources (1)
- wasatchpeaks.com/money-market · captured Oct 22, 2026
Primary Savings
0.05%APY
Primary membership account required for credit union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.05% | $5 | Dividends paid monthly. |
Secondary Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.05% | $5 | Dividends paid monthly. |
Sources (1)
- wasatchpeaks.com/rates · captured Sep 16, 2026
Special-purpose accounts
Health Savings Account
0.05%APY
Must be enrolled in a High Deductible Health Plan (HDHP), have no other health coverage, not be enrolled in Medicare, and cannot be claimed as a dependent.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly. No enrollment fees.Any balance | 0.05% | $5 | Dividends paid monthly. No enrollment fees. |
IRA Savings
0.05%APY
Available as Traditional, Roth, or Educational IRA (Coverdell ESA).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.05% | $5 | Dividends paid monthly. |
Money Moose Kids Club
0.05%APY
Designed for children up to 12 years old.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.05% | $5 | Dividends paid monthly. |
Who can join Wasatch Peaks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Weber, Davis, or Morgan Counties, or in select underserved communities in Box Elder, Salt Lake, Summit, Utah, Tooele, and Juab Counties are eligible to join.
Employers and groups
- Individuals who support / join the Community Impact Fund (CIF) (free of charge) are eligible to join.
- Members of Trails Foundation of Northern Utah (TFNU.org) are eligible to join, with enrollment covered at no additional cost by Wasatch Peaks.
Family and household
- Immediate family members of an existing member-owner are eligible to join.
Membership information collected October 4, 2026.