Compare Bank & Credit Union Rates
Best savings rates in Utah
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Utah
- 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly based on daily balance formula. Rates are variable.
Offer: Variable rate; dividends compounded and credited monthly based on daily balance formula.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a minimum deposit and balance of $25 to establish membership. No monthly service fees. $10/month fee applies if primary savings balance is less than $25.
Offer: Dividends paid monthly. $10/month fee if primary savings balance falls below $25.
0.05% interest rate · No monthly fee
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa checking account holders (links to free Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking). Automatic transfers of Kasasa earnings.
Offer: Applies if qualifications are not met in linked Kasasa checking account.
Qualified rate · No monthly fee
Rate checked
More details - Utah Heritage Credit UnionShare SavingsSavings · $25 min · 0.00%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Primary credit union membership share account. Requires a $25 minimum balance to remain a member.
No monthly fee · Effective Jul 1, 2025
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,499 0.05% $2,500 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000
Requirements
Product: Primary membership account required for credit union membership.
Offer: Dividends paid monthly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opening a $50 Share Savings Account makes you a member and owner of the Credit Union. Dividends are paid on the last day of each quarter as declared by the Board of Directors. Account limited to 6 transfers/withdrawals per month.
Offer: Minimum opening balance of $25; minimum $50 balance required to earn dividends. Dividends paid quarterly as declared by the Board of Directors.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation account for UCCU membership. Deposits federally insured by the NCUA.
Offer: Daily interest paid monthly. No monthly maintenance fees. $5 minimum deposit required for the primary Share Savings account to establish and keep membership active.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Small initial minimum deposit required. Member ownership share. Dividends declared quarterly by Board of Directors.
Offer: Dividends are paid quarterly and subject to change. $25 monthly service fee applies if minimum balance of $25 is not met.
0.05% interest rate · $25 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Share savings account included with membership. No monthly service fees; must maintain a $5 minimum balance to keep account open. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend. $5 minimum balance required to open and keep account open.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings account with no minimum balance requirements to save for specific purposes. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Utah
198 accounts at 79 banks and credit unions · checked Oct 16–23
- Typical
- 0.35%
- Top 10% from
- 3.52%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches