Credit union · NCUA insured
Millard County Credit Union Savings Rates
Millard County Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Millard County Credit Union’s savings rates compare
Compared with banks and credit unions in Utah, where Millard County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Millard County Credit Union
0.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $75
Money Market
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Millard County Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Millard County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.75%APY
No minimum deposit to open. $1,000 minimum balance to earn disclosed APY. Dividends compounded and credited monthly. Up to 6 withdrawals per month. Insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier 1 tier balance minimum applies; rates may change at any time. | 0.50% | $50 | Tier 1 tier balance minimum applies; rates may change at any time. |
| $5,000 and upTier 2. | 0.65% | $65 | Tier 2. |
| $10,000 and upTier 3. | 0.75% | $75 | Tier 3. |
| $25,000 and upTier 4. | 0.85% | — | Tier 4. |
| $50,000 and upTier 5. | 1.01% | — | Tier 5. |
| $100,000 and upTier 6. | 1.26% | — | Tier 6. |
Sources (3)
All captured Oct 15, 2026
Regular Shares
0.05%APY
Requires a minimum deposit and balance of $25 to establish membership. No monthly service fees. $10/month fee applies if primary savings balance is less than $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid monthly. $10/month fee if primary savings balance falls below $25.$25 and up | 0.05% | $5 | Dividends paid monthly. $10/month fee if primary savings balance falls below $25. |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
IRA Savings
0.10%APY
Traditional IRA tax status. No minimum balance. Dividend earnings tax-deferred. Contributions may be tax-deductible.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Millard County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Millard County, Utah are eligible for membership.
Family and household
- Immediate family members (spouses, parents, children, siblings, grandparents, grandchildren) living in Utah of a current Millard County Credit Union member are eligible for membership.
- Household members living in Utah of a current Millard County Credit Union member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25.50.
Membership information collected October 4, 2026.