Credit union · NCUA insured
National JACL Credit Union Savings Rates
National JACL Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How National JACL Credit Union’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where National JACL Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
National JACL Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
National JACL Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National JACL Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier based on average daily balance. | 0.20% | — | Tier based on average daily balance. |
| $5,000 – $25,000Tier based on average daily balance. | 0.30% | $30 | Tier based on average daily balance. |
| $25,000 – $50,000Tier based on average daily balance. | 0.40% | — | Tier based on average daily balance. |
| $50,000 – $150,000Tier based on average daily balance. | 0.50% | — | Tier based on average daily balance. |
| $150,000 and upTier based on average daily balance. | 0.60% | — | Tier based on average daily balance. |
Sources (3)
All captured Sep 16, 2026
Savings
0.05%APY
Opening a $50 Share Savings Account makes you a member and owner of the Credit Union. Dividends are paid on the last day of each quarter as declared by the Board of Directors. Account limited to 6 transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum opening balance of $25; minimum $50 balance required to earn dividends. Dividends paid quarterly as declared by the Board of Directors.$50 and up | 0.05% | $5 | Minimum opening balance of $25; minimum $50 balance required to earn dividends. Dividends paid quarterly as declared by the Board of Directors. |
Sources (3)
- jaclcu.com/accounts/truth-in-savings-disclosure
- jaclcu.com/rates/deposit-rates
- jaclcu.com/accounts/shares
All captured Sep 16, 2026
Special-purpose accounts
IRA Accumulator
0.30%APY
Retirement savings account. Interest rate and APY may change monthly as determined by the Credit Union's Board of Directors. Dividends paid on the last day of each quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening balance of $25; minimum $0 to earn dividends. Dividends paid on the last day of each quarter.Any balance | 0.30% | $30 | Minimum opening balance of $25; minimum $0 to earn dividends. Dividends paid on the last day of each quarter. |
Sources (3)
- jaclcu.com/accounts/truth-in-savings-disclosure
- jaclcu.com/rates/deposit-rates
- jaclcu.com/accounts/iras
All captured Sep 16, 2026
Who can join National JACL Credit Union
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