Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 601–615 results in Texas
- 0.15%APY$15 a year on $10,000
Requirements
Product: Deposit Rates as of 10/23/2026. $0 minimum opening deposit. Interest rates may change after the account is opened.
0.15% interest rate · Effective Oct 23, 2026
Rate checked
More details - Premier America Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $5 min · 0.15%–3.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. The APY is reduced to 0.15% APY if on any day the end-of-day balance falls below $20,000.00. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.15% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 and up 3.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Base Share Account represents member-ownership stake in the credit union. Earn dividends on balances over $50.
0.15% interest rate
Rate checked
More details - The Local Federal Credit UnionSavings Share AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires depositing or having on deposit par value of one full share ($25 minimum opening deposit). Dividends compounded and paid quarterly on average daily balance. Maximum 6 preauthorized, automatic, or telephone transfers per month (max 3 by check/draft/debit card to third party).
Offer: Average daily balance less than $100 earns 0.00% APY.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Savings Share Account Balance APY Up to $100 0.00% $100 – $1,000 0.01% $1,000 – $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - United Community Credit UnionSavings AccountSavings · $500 min · 0.05%–0.25% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest is compounded on average daily balance and credited quarterly. A minimum $5 deposit is required to get started as a member. The dividend rate and APY may change after account opening.
Offer: Minimum daily balance / average daily balance of $500 required to earn interest.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Deposit of $15 ($5 membership share plus $10 membership fee) to open. No monthly service fee so long as account is used at least once during a 12-month period. $5 membership share returned upon account closing if open for at least six months.
Offer: Rate applies to balances of $5 or more. As low as stated.
0.15% interest rate · No monthly fee
Rate checked
More details - Worth Credit UnionRegular SharesSavings · $100 min · 0.15%–0.20% by balance
Credit union · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Requires $5 deposit to establish credit union membership. Dividends calculated daily and paid quarterly.
0.15% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $24,999Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance of $100.00 to earn quarterly dividends.
0.15% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Start membership with PECU with a $5.00 membership fee. Earn dividends on daily outstanding balance. Paid quarterly.
Offer: Dividends paid quarterly.
0.15% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches