Credit union · NCUA insured
Corner Stone Credit Union
A $20.6M credit union headquartered in Lancaster, TX, with 3,333 members and 2 branches in Texas. Best rates: CDs 3.04% and savings 0.15% APY.
Corner Stone Credit Union Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#83 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Corner Stone Credit Union
Founded on May 1, 1952, in Dallas, Texas, as FFE Operators Credit Union, the financial institution later transitioned to Corner Stone Credit Union.
Corner Stone Credit Union is a member-owned cooperative serving nearly 4,000 members with more than $19 million in assets.
- Headquarters
- 130 historic town sq, Lancaster, TX 75146
- NCUA charter
- 68011
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Household families and businesses within a 10 mile radius of any branch location are eligible for membership.
Employers and groups
- Persons who work for one of Corner Stone Credit Union's Select Employee Groups (SEG) are eligible for membership.
Family and household
- Family members to include spouse, children, parents, brothers and sisters, grandparents, step parents, step children, step brothers and sisters, aunts, uncles and cousins, nieces and nephews, and in-laws are eligible for membership.
Cost to join
- An initial deposit to open a share account establishes membership.
Branches
2 branches in Texas
Loading map…
Texas
2 branches
- main officeMain office130 historic town sq, Lancaster, TX 75146Directions
- Mesquite2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.53% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.20% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio9.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.53%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.20%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Corner Stone Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.