Credit union · NCUA insured
United Community Credit Union Savings Rates
United Community Credit Union’s best savings rate is 0.15% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How United Community Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where United Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Community Credit Union
0.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $15
Savings Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
United Community Credit Union savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.15%APY
Interest is compounded on average daily balance and credited quarterly. A minimum $5 deposit is required to get started as a member. The dividend rate and APY may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $5,000Minimum daily balance / average daily balance of $500 required to earn interest. | 0.05% | — | Minimum daily balance / average daily balance of $500 required to earn interest. |
| $5,000 – $10,000 | 0.10% | — | |
| $10,000 – $25,000 | 0.15% | $15 | |
| $25,000 and up | 0.25% | — |
Sources (2)
All captured Oct 16, 2026
Who can join United Community Credit Union
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