Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 856–870 results in Texas
- 0.05%APY$5 a year on $10,000
Requirements
Product: Rates are reviewed quarterly. Rates are subject to change without notice. Contact the credit union to verify rates and find out if there are any fees that could reduce earnings.
Offer: Term / frequency stated as Quarterly.
0.05% interest rate · Effective Sep 21, 2017
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earns dividends quarterly.
Offer: Earns dividends quarterly.
0.05% interest rate · No monthly fee · Effective Apr 8, 2026
Rate checked
More details - Bayou City Federal Credit UnionShare Accounts (Savings)Savings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Basic savings account required for all members of the credit union. $25 minimum balance at all times. Dividends are paid monthly.
Offer: All accounts must remain open through the end of the dividend period to be paid accrued dividends.
Rate by balance
Rate by balance for Share Accounts (Savings) Balance APY Up to $1,000 0.05% $1,001 – $2,500 0.05% $2,501 – $5,000 0.05% $5,001 – $10,000Your amount 0.05% $10,001 – $25,000 0.05% $25,000 and up 0.10% Rate checked
More details - Members Financial Federal Credit UnionSavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Dec 3, 2024
Rate by balance
Rate by balance for Savings Balance APY $100 – $10,000 0.05% $10,000 – $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa checking account holders (links to free Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking). Automatic transfers of Kasasa earnings.
Offer: Applies if qualifications are not met in linked Kasasa checking account.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash Back, Kasasa Cash, or Kasasa Play checking for automatic savings. $25 minimum deposit to open. No monthly maintenance fees. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 12 debit card purchases post and settle, and enrolled in e-statements.
Offer: All balances if qualifications not met on Kasasa checking.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - Cy-Fair FCUTandem Advantage Money MarketTandem Advantage Money Market · 0.00%–2.95% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are paid monthly based on average daily balance. Minimum balance of $1,000.00 required to keep account active and earn dividends.
0.00% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Tandem Advantage Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.60% $50,000 – $100,000 2.61% $100,000 – $500,000 2.76% Over $500,000 2.95% Rate checked
More details - Cy-Fair FCUAdvantage Money MarketAdvantage Money Market · 0.00%–0.75% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are paid monthly based on average daily balance. Minimum balance of $1,000.00 required to keep account active and earn dividends.
0.00% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.50% $50,000 – $100,000 0.65% $100,000 – $500,000 0.75% Over $500,000 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary deposit account. Every member is required to open and maintain a $10.00 balance. Dividends are paid quarterly. Membership fee is $10.00. No more than 1 withdrawal per month without incurring a $5.00 fee.
Offer: Minimum balance to open and maintain account is $10.00; dividends paid quarterly.
0.05% interest rate · Effective Jan 7, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Must meet membership requirements, including purchase and maintenance of the minimum required share ($25.00 par value).
Offer: Dividends compounded and credited quarterly. Minimum average daily balance of $5.00 required to earn stated APY. Rates effective April 1, 2026 through Q2 2026.
Promotional rate · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends paid quarterly on balances over $100.00. Minimum balance of $25.00 (Simply Savings).
Offer: Dividends paid quarterly.
0.05% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $5.00. Save for a special purchase and name account accordingly.
Offer: Dividends paid quarterly on balances over $100.00.
0.05% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Looking to save a specific purpose. Dividends are paid at the end of the period from current income and available earnings after required transfers. All accounts must remain open through the end of the period to be paid the accrued dividends.
Offer: No monthly service charge. Fees may reduce earnings. Rates may change without notice. Dividends are paid at the end of the period from current income and available earnings after required transfers. All accounts must remain open through the end of the period to be paid the accrued dividends.
0.05% interest rate · No monthly fee · Effective Dec 19, 2018
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A Basic Savings account comes with your membership when you open your account. Dividends are paid at the end of the period from current income and available earnings after required transfers. All accounts must remain open through the end of the period to be paid the accrued dividends.
Offer: No monthly service charge. Fees may reduce earnings. Rates may change without notice. Dividends are paid at the end of the period from current income and available earnings after required transfers. All accounts must remain open through the end of the period to be paid the accrued dividends.
0.05% interest rate · No monthly fee · Effective Dec 19, 2018
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Champion Cash or Champion Cash Back checking account for automatic savings. Qualifications per monthly qualification cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit, and enrolled in eStatements. If qualifications are not met, base rate applies.
Offer: Base rate applied to all balances if linked checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 4, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches