Bank · FDIC insured
Texas Champion Bank Savings Rates
Texas Champion Bank’s best savings rate is 2.00% APY, with its Champion Saver, with extra requirements. Rates checked October 16, 2026.
How Texas Champion Bank’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Texas Champion Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Champion Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
Champion Saver
Top rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas Champion Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Champion Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Champion Saver
Up to 2.00%APY
Must be linked to a Champion Cash or Champion Cash Back checking account for automatic savings. Qualifications per monthly qualification cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit, and enrolled in eStatements. If qualifications are not met, base rate applies.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000When linked checking qualifications are met. | 2.00% | $200 | When linked checking qualifications are met. |
| Any balanceBase rate applied to all balances if linked checking qualifications are not met. | 0.05% | $5 | Base rate applied to all balances if linked checking qualifications are not met. |
| $100,000 and upWhen linked checking qualifications are met. APY ranges from 2.00% to 0.83% depending on balance; portion of balance over $100,000 earns 0.249% (0.25%) interest rate. | 0.25% | — | When linked checking qualifications are met. APY ranges from 2.00% to 0.83% depending on balance; portion of balance over $100,000 earns 0.249% (0.25%) interest rate. |
Sources (1)
- texaschampionbank.com/personal…ings/champion-saver.html · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.