Credit union · NCUA insured
Texas People Federal Credit Union Savings Rates
Texas People Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Primary Savings. Rates checked October 16, 2026.
How Texas People Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Texas People Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas People Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $25
Primary Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas People Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas People Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Savings
0.25%APY
Serves as share in cooperative; earns dividends quarterly; includes free ATM card.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000Earns dividends quarterly. | 0.15% | — | Earns dividends quarterly. |
| $10,000 – $25,000Earns dividends quarterly. | 0.25% | $25 | Earns dividends quarterly. |
| $25,000 – $50,000Earns dividends quarterly. | 0.35% | — | Earns dividends quarterly. |
| $50,000 and upEarns dividends quarterly. | 0.50% | — | Earns dividends quarterly. |
Money Market
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 and up | 0.35% | — |
Sources (1)
- fwtpfcu.org/rates · captured Sep 17, 2026
Secondary Savings
0.05%APY
Earns dividends quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends quarterly.Any balance | 0.05% | $5 | Earns dividends quarterly. |
Special-purpose accounts
Teen Savings Account
0.50%APY
Designed for teens 13 to 17 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends quarterly; for teens 13 to 17 years of age.Any balance | 0.50% | $50 | Earns dividends quarterly; for teens 13 to 17 years of age. |
Youth Savings Account
0.50%APY
Designed for children age 12 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends quarterly; for children age 12 and under.Any balance | 0.50% | $50 | Earns dividends quarterly; for children age 12 and under. |
Individual Retirement Account (IRA) Savings
0.10%APY
Available as Traditional IRA or Roth IRA wrappers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies to balances under $25,000.00. | 0.10% | $10 | Applies to balances under $25,000.00. |
| $25,000 – $50,000Applies to balances from $25,000.01 to $50,000.00. | 0.20% | — | Applies to balances from $25,000.01 to $50,000.00. |
| Over $50,000Applies to balances over $50,000.01. | 0.35% | — | Applies to balances over $50,000.01. |
Christmas Club
0.25%APY
Earn dividends annually; automatic transfers; early withdrawal penalties apply. Funds can be withdrawn between November 1 – December 31 with no penalty fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends annually. Penalty-free withdrawals allowed between November 1 and December 31.Any balance | 0.25% | $25 | Earns dividends annually. Penalty-free withdrawals allowed between November 1 and December 31. |
Vacation Club
0.25%APY
Earn dividends annually; automatic transfers; early withdrawal penalties apply. Funds can be withdrawn between June 1 – August 31 with no penalty fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends annually. Penalty-free withdrawals allowed between June 1 and August 31.Any balance | 0.25% | $25 | Earns dividends annually. Penalty-free withdrawals allowed between June 1 and August 31. |
Who can join Texas People Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.