Credit union · NCUA insured
USI Federal Credit Union Savings Rates
USI Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Savings / Shares. Rates checked October 16, 2026.
How USI Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where USI Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
USI Federal Credit Union
0.05%APY
- Earns on $10,000 a year
- $5
Savings / Shares
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
USI Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where USI Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings / Shares
0.05%APY
Rates are reviewed quarterly. Rates are subject to change without notice. Contact the credit union to verify rates and find out if there are any fees that could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTerm / frequency stated as Quarterly.Any balance | 0.05% | $5 | Term / frequency stated as Quarterly. |
Special-purpose accounts
IRA Accounts
1.00%APY
Rates are reviewed quarterly. Rates are subject to change without notice. Contact the credit union to verify rates and find out if there are any fees that could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Who can join USI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of LyondellBasell, Linde Gas, Inc., Flint Hills Resources, ISSC, Basic Industries, American Acryl (Bayport), CDI Corporation (La Porte), and G4S who work in or are supervised from the Deer Park/La Porte Complex in Deer Park, Texas.
Family and household
- Membership is open to immediate family members of qualifying employees of specified employer groups at the Deer Park/La Porte Complex in Deer Park, Texas.
Membership information collected October 5, 2026.