Credit union · NCUA insured
STRFCU Savings Rates
STRFCU’s best savings rate is 0.05% APY on $10,000, with its Regular Share Account. Rates checked October 16, 2026.
How STRFCU’s savings rates compare
Compared with banks and credit unions near Laredo, TX, where STRFCU has the most branches. $10,000, best rate first.
This credit union’s best
STRFCU
0.05%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $5
Regular Share Account
Top rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
Falcon Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
STRFCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where STRFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
0.05%APY
Primary deposit account. Every member is required to open and maintain a $10.00 balance. Dividends are paid quarterly. Membership fee is $10.00. No more than 1 withdrawal per month without incurring a $5.00 fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to open and maintain account is $10.00; dividends paid quarterly.$10 and up | 0.05% | $5 | Minimum balance to open and maintain account is $10.00; dividends paid quarterly. |
Special-purpose accounts
Christmas Club Accounts
0.00%APY
Savings accounts that payout annually. Accounts start every October. A penalty will apply if funds are removed prior to the completion of the term.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePayout annually; penalty applies if funds are withdrawn prior to completion of the term.Any balance | 0.00% | $0 | Payout annually; penalty applies if funds are withdrawn prior to completion of the term. |
Sources (2)
All captured Sep 17, 2026
Who can join STRFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.