Compare Bank & Credit Union Rates
Best savings rates in Katy, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Katy, TX
- 0.15%APY$15 a year on $10,000
Requirements
Product: Designed for members who wish to set aside funds for special purchases such as home repairs, travel, or holiday gift-giving.
Effective Nov 21, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share membership account. A minimum balance of $5 is required to be eligible for all other accounts and services.
Effective Nov 21, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Rate applied if High-Yield Checking account requirements are not met.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: This interest-bearing account makes you a TDECU Member.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.
Offer: Variable rate type. Minimum balance required to receive disclosed APY.
Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; initial deposit of $25.00 must remain on deposit until closed. Average daily balance of $25.00 earns dividends, payable quarterly.
Offer: Share accounts with an average daily balance of $25.00 earns dividends, payable each quarter.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends paid monthly when a $1,000.00 balance is maintained.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Southside BankPlatinum Advantage Investment AccountPlatinum Advantage Investment Account · $2,500 min · 0.10%–3.04% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Platinum Advantage Investment Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $49,999 0.18% $50,000 – $74,999 0.25% $75,000 – $149,999 0.65% $150,000 – $249,999 0.75% $250,000 – $499,999 1.00% $500,000 – $999,999 1.11% $1,000,000 – $2,999,999 1.16% $3,000,000 – $4,999,999 2.12% $5,000,000 and up 3.04% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit terms conflict: schedule states $0, product page states $5. Requires $0 minimum to avoid service fee. May be closed after 60 days of zero balance.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 opening deposit. No minimum balance required after opening.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Members Choice Credit UnionMaximum Money Market™Maximum Money Market™ · $0 min · 0.10%–2.27% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. Variable rate account. For the lowest balance tier, rates change as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index less the stated margin, with a floor rate of 0.50% APR. No monthly maintenance fees or minimum balance requirements to avoid fees.
Offer: Rate applies to entire balance. Rate determined by Board of Directors. No monthly maintenance fee.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Maximum Money Market™ Balance APY Up to $50,000Your amount 0.10% $50,000 – $150,000Guaranteed dividend rate formula: WSJP minus 7.00%, subject to a floor rate of 0.50% APR. 0.50% $150,000 – $300,000Guaranteed dividend rate formula: WSJP minus 6.75%, subject to a floor rate of 0.50% APR. 0.50% $300,000 – $500,000Guaranteed dividend rate formula: WSJP minus 6.50%, subject to a floor rate of 0.50% APR. 0.50% $500,000 – $1,000,000Guaranteed dividend rate formula: WSJP minus 5.50%, subject to a floor rate of 0.50% APR. 1.26% $1,000,000 and upGuaranteed dividend rate formula: WSJP minus 4.50%, subject to a floor rate of 0.50% APR. 2.27% Rate checked
More details - Members Choice Credit UnionPerformance Money MarketPerformance Money Market · $0 min · 0.10%–3.04% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. For the lowest tier, the rate may change at any time as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index (as of the last day of the prior month) less the stated margin, with a floor rate of no less than 0.10%. A $15.00 monthly fee applies if a minimum balance of $1,000 is not maintained at the end of the month or an aggregate direct deposit of at least $1,000 per month is not maintained.
Offer: Rate applies to entire balance if balance is within tier. $15 monthly fee is waived if a $1,000 balance is maintained at end of month or direct deposit of at least $1,000 per month is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 and upRate calculated as WSJP minus 4.00%, with a floor rate of 0.10%. Rate applies to entire balance. 3.04% Rate checked
More details - Members Choice Credit UnionClassic Money MarketClassic Money Market · $2,000 min · 0.10%–0.15% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate fixed account where the specified dividend rate for a tier applies to the entire balance in the account. Requires a minimum opening balance and minimum balance to earn dividends of $2,000.00. A $15.00 monthly fee applies if the minimum balance of $2,000.00 is not maintained.
Offer: Fixed rate. Rate applies to entire balance. $15 monthly fee is waived if a $2,000 minimum balance is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Classic Money Market Balance APY $2,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Katy, TX
241 accounts at 93 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch