Compare Bank & Credit Union Rates
Best savings rates in Houston, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Houston, TX
- 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked High-Yield Checking or Cash Back Checking account. No minimum balance required to earn rewards ($0.01 minimum balance to earn rewards). No monthly service fees. No minimum opening deposit. Qualification requirements per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 15 debit card purchases, and enrollment in eStatements. Dividends credited on the last day of the statement cycle. Membership required.
Offer: When qualifications are not met during the Monthly Qualification Cycle. Entire daily balance earns dividend rate of 0.05% (0.05% APY).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 8, 2026
Rate checked
More details - PrimeWay Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.13% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. $2,500 minimum balance to avoid service fee and earn APY.
Offer: Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $75,000 0.10% $75,000 and up 0.13% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · No monthly fee · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: 4 Free Withdrawals Per Quarter, Additional Withdrawals $2 Each. No $10 Quarterly Service Charge if $200 Minimum Daily Current Balance is Maintained. Account Earns Interest on the Daily Current Balance.
Offer: No $10 Quarterly Service Charge if $200 Minimum Daily Current Balance is Maintained.
0.05% interest rate · Effective Apr 29, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: Base rate applied to entire daily balance when qualifications in linked Kasasa checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 1, 2024
Rate checked
More details - Bayou City Federal Credit UnionShare Accounts (Savings)Savings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Basic savings account required for all members of the credit union. $25 minimum balance at all times. Dividends are paid monthly.
Offer: All accounts must remain open through the end of the dividend period to be paid accrued dividends.
Rate by balance
Rate by balance for Share Accounts (Savings) Balance APY Up to $1,000 0.05% $1,001 – $2,500 0.05% $2,501 – $5,000 0.05% $5,001 – $10,000Your amount 0.05% $10,001 – $25,000 0.05% $25,000 and up 0.10% Rate checked
More details - Cy-Fair FCUTandem Advantage Money MarketTandem Advantage Money Market · 0.00%–2.95% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are paid monthly based on average daily balance. Minimum balance of $1,000.00 required to keep account active and earn dividends.
0.00% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Tandem Advantage Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.60% $50,000 – $100,000 2.61% $100,000 – $500,000 2.76% Over $500,000 2.95% Rate checked
More details - Cy-Fair FCUAdvantage Money MarketAdvantage Money Market · 0.00%–0.75% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are paid monthly based on average daily balance. Minimum balance of $1,000.00 required to keep account active and earn dividends.
0.00% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.50% $50,000 – $100,000 0.65% $100,000 – $500,000 0.75% Over $500,000 0.50% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 42 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX
241 accounts at 93 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch