Compare Bank & Credit Union Rates
Best savings rates in Dallas, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Dallas, TX
- Prestige Community CUHigh Yield Money MarketHigh Yield Money Market · $2,500 min · 0.30%–3.05% by balance
Credit union · 1 branch
3.05%APY$305 a year on $10,000intro rateRequirements
Product: Available only to new money deposited into the credit union. 3 free withdrawals/transfers per month ($5.00 charge per withdrawal/transfer in excess of 3 per month). No monthly fees unless minimum balance falls below $2,500. $10,000 minimum to earn higher APY.
Offer: Available only to new money deposited into the credit union.
Promotional rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $1 and up 0.30% $10,000 and upYour amount 3.05% $500,000 and up 3.05% Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Must make monthly installment payments to maintain interest and withdrawal amounts. Minimum contract amount is $1,000 and maximum contract amount is $100,000 per customer (in multiples of $1,000). Minimum opening balance and minimum balance to obtain disclosed APY is the first month installment. Penalty of 3 months' interest on amount withdrawn for early withdrawal.
Offer: Interest compounded daily, credited every 3 months. No monthly service fee.
2.96% interest rate · Compounded daily · No monthly fee · Effective Jan 23, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Neighborhood Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–2.75% by balance
Credit union · 3 branches
2.75%APY$275 a year on $10,000Requirements
Product: 3 free withdrawals per month/statement cycle; excess withdrawals incur a fee. Minimum $100 deposit to open; minimum balance of $10,000 required to earn 2.75% APY. Balances under $10,000 earn 0.00% APY.
Offer: Balances under $10,000 earn 0.00% APY.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.00% $10,000 and upYour amount 2.75% Rate checked
More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 2 branches
2.29%APY$229 a year on $10,000Requirements
Product: Rates are for personal accounts only and subject to change at any time without notice. Interest is compounded daily on the collected balance and paid monthly. Minimum balance requirement of $500 to obtain the APY. Monthly service charge may be assessed when minimum balance requirements are not met. $100 minimum opening deposit for Money Market accounts.
Offer: Interest compounded daily and paid monthly. Variable rate subject to change. Minimum balance requirement of $500 to obtain the APY.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 2 branches
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Reserve Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance
Bank · 2 branches
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Family Office Star Money Market Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - 2.15%APY$215 a year on $10,000with conditions
Requirements
Offer: Core Rate. $100 min daily balance required to avoid a $5 monthly service fee. Rate may change after account is opened.
Qualified rate · 2.13% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Interest compounded daily on collected balance and paid quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Available in all states. Interest compounded daily and credited quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily · No monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX
161 accounts at 58 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.02%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.23%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches